Super regulations are always changing - there have been 43 legislative and regulatory changes in Self-Managed Super alone in the last five years! (1) While super may still be the most tax-effective ...
Updated on 31st July 2019: Since this interview, the Reserve Bank cut the official cash rate by 25 basis points in June and again in July to a record low 1.00 per cent. ...
The old adage that people are more likely to change their partner than their bank may not be true for much longer. In the coming years open banking is expected ...
Many of us dream about retiring overseas or enjoying extended periods of overseas travel during retirement. While drawing up your travel checklist, don’t forget to consider possible impacts to ...
Negative gearing to be limited to newly built properties from 1 January 2020 if Labor wins the election. What this could mean for investors and the property market?
Will this budget result in a comeback for the Government in time for the “sometime in May” federal election? Mike Reynolds demystifies the 2019 Federal Budget
It’s always hard to take time away from the office and our clients, but once again we were reminded of the benefits of bringing our national team together to share knowledge and hone our skills at this year’s annual adviser conference in Melbourne recently.
Proposed changes to franking credits in SMSFs are on the horizon if Labor is elected in May. There could be significant impacts for retirees with an SMSF who are wholly in the pension phase. Financial adviser, Jason Calleja, explains the potential impact and what you can do to protect your wealth if the proposed changes come into effect.
Whenever market volatility increases, concerned investors naturally want to know if they should do anything different to protect and maximise their wealth. As an investor myself, I understand this. We ...
Investing in property through a Self-Managed Super Fund (SMSF) is a popular option for many people. However, recently tightened bank lending and increasing ATO regulation have made this harder. Here ...
The ‘January effect’ is a well-known phenomenon among economists and psychologists alike. Regardless of market realities, consumer optimism and share prices often see a temporary boost and so does our ...
In December 2018, the federal government announced that insurance premiums will see an average hike of 3.25% in 2019. This is not a new story. With these yearly increases, of course you want ...
Australians are conducting more of their financial affairs in a digital environment and the Australian superannuation industry is huge even in global terms, so it is little wonder that 95% of ...
If you know how much money is in your wallet, and keep a record of what you spend, you’re probably a saver. If, on the other hand, you have ...
According to research by Investment Trends, 51% of retirees expect to outlive their retirement savings. If you aim to live on more than the Age Pension (full Age Pension rates plus supplements are $35,916 for a couple, or $23,824 for a single person, applicable since 20 September 2018), you will need to use smart strategies to find the additional income. Unlocking the equity in your home can be an effective way to achieve your lifestyle goals and generate more income in retirement.
Most people believe there is a right time to seek financial advice – close to ‘retirement age,’ with a good amount of money to invest and an estate to plan. However, ...
However rewarding our careers and growing families may be, most professional women also look forward to a future where they’ll have more time for themselves. Whether the goal is ...
Purchasing a home is one of life’s greatest milestones, but it can puts the brakes on your wealth accumulation. What if you could build wealth and still pay down your home loan?
Article update: The Basic Daily Fee and means-tested care fee mentioned in this article are as per The Department of Human Services' revised aged care fees released on 21 June 2019. Making ...
The Royal Commission continues to expose the poor conduct occurring in the banking and finance industry and we’re glad the Commission is giving a voice to those impacted. Though ...
There comes a time when the kids move out, you’re ready to travel or you’re getting older and the family home starts to become too big or too ...
As busy working professionals we all want more convenience in life. The number of comparison websites and online aggregators available for every product or service under the sun is evidence ...
How active management of your super investment builds wealth faster Building wealth sooner is the best way to live the lifestyle you've worked hard to achieve for longer. Instead of ...
Are you Queensland born and bred? I grew up in Warsaw, Poland and came to Australia in 1999. I first lived in Adelaide where I began my FMD career in 2009 and ...
We all understand that certain sectors of the market do better during particular stages of the economic cycle than others. However, trying to pick the timing of a market rotation – ...
No doubt Amazon’s highly anticipated arrival in Australia will shake up an already sluggish retail sector. So what could this mean for share prices and how should investors prepare? ...
Many people are not aware of the full costs of buying a retirement village unit, particularly some of the extraordinary costs that only come into play when you try to ...
Despite the downturn in residential property prices in Sydney and Melbourne, buyer behaviour indicates that many Australians still believe that an investment property is all you need to be set ...
They say there's no formula for success, but with years of experience offering personalised investment advice and now with over $1 billion of funds under management, our investment committee has learned ...
The information in this article is superseded by the latest superannuation information published in our article, Everything you need to know about superannuation to live the dream. New superannuation laws ...
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