This website (www.fmd.com.au) is operated by FMD Financial. Your access to this website is subject to these terms and conditions, Privacy Statement, disclaimers and any other terms and conditions or other statements contained on this website (referred to collectively as "Terms and Conditions"). By using this website you agree to be subject to the Terms and Conditions.

Access for persons from within Australia only

This website is for only for the use of persons accessing the website from within Australia. The products and services described in this website are only available to persons accessing the website from within Australia.

No investment advice provided to you

Unless otherwise expressly stated to the contrary this website is not designed for the purpose of providing personal financial or investment advice. Information provided does not take into account your particular investment objectives, financial situation or investment needs.

Unless otherwise expressly stated to the contrary the information on this website is not a recommendation to invest in any investments, securities or financial products offered by any partner of FMD Financial.

Investment performance

Unless otherwise stated to the contrary, FMD Financial do not guarantee any particular rate or return, the performance of any investment or the repayment of capital from any investment. Investment is subject to investment and other risks. Possible risks may include delays in repayment and loss of income or capital invested.

Disclaimer and limitation of liability

To the maximum extent permitted by law, FMD Financial will not be liable in any way for any loss or damage suffered by you through use or access to this website. Our liability for negligence, breach of contract or contravention of any law as a result of our failure to provide this website or any part of it, or for any problems with this website, which cannot be lawfully excluded, is limited, at our option and to the maximum extent permitted by law, to resupplying this website or any part of it to you, or to paying for the resupply of this website or any part of it to you.

General conditions

These Terms and Conditions are governed by the law in force in the State of New South Wales, and the parties irrevocably submit to the non-exclusive jurisdiction of the courts of New South Wales and courts of appeal from them for determining any dispute concerning the Terms and Conditions.

These Terms and Conditions can be modified at any time by FMD Financial and you agree to continue to be bound by these Terms and Conditions as modified. We will give you notice of these changes by publishing revised Terms and Conditions on this website - we will not separately notify you of these changes.

If the whole or any part of a provision of these Terms and Conditions are void, unenforceable or illegal in a jurisdiction it is severed for that jurisdiction. The remainder of the Terms and Conditions have full force and effect and the validity or enforceability of that provision in any other jurisdiction is not affected. This clause has no effect if the severance alters the basic nature of the Terms and Conditions or is contrary to public policy.

Linking to fmd.com.au

No person may link from another website to any page on this website without obtaining the prior express written consent from FMD Financial. If you wish to link to the fmd.com.au website, please e-mail jennifer.rowe@fmd.com.au for permission.

Copyright

Except where necessary for viewing the information on the fmd.com.au website on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these Terms and Conditions, no information on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of FMD Financial.