Housing market recovery gathers steam

The Reserve Bank of Australia and the Government may be lamenting the fact that lower interest rates and personal tax cuts haven’t had the desired effect on consumer spending, ...

Posted by Jason Calleja

Boost super in your 40s or kiss your lifestyle goodbye

In July 2017, the government introduced new rules that make it imperative for higher income earners to pay close attention to their annual super contributions or risk retiring without enough money ...

Posted by Michael Russell

Sharing knowledge and honing skills at our 2019 adviser conference

It’s always hard to take time away from the office and our clients, but once again we were reminded of the benefits of bringing our national team together to share knowledge and hone our skills at this year’s annual adviser conference in Melbourne recently.

Posted by Lee Wapling

Election Update Series: Changes to franking credits in SMSFs proposed if Labor is elected

Proposed changes to franking credits in SMSFs are on the horizon if Labor is elected in May. There could be significant impacts for retirees with an SMSF who are wholly in the pension phase. Financial adviser, Jason Calleja, explains the potential impact and what you can do to protect your wealth if the proposed changes come into effect.

Posted by Jason Calleja

Downsizing, reverse mortgages and the Pension Loan Scheme: Using the equity in your home to generate more money in retirement

According to research by Investment Trends, 51% of retirees expect to outlive their retirement savings. If you aim to live on more than the Age Pension (full Age Pension rates plus supplements are $35,916 for a couple, or $23,824 for a single person, applicable since 20 September 2018), you will need to use smart strategies to find the additional income. Unlocking the equity in your home can be an effective way to achieve your lifestyle goals and generate more income in retirement.

Trust is at the heart of good financial advice

The Royal Commission continues to expose the poor conduct occurring in the banking and finance industry and we’re glad the Commission is giving a voice to those impacted. Though ...

Posted by Lee Wapling

Economic Snapshot: A tale of two halves- June 2018

To use a well-worn sporting analogy, the 2017/18 financial year was a feature of two halves. The Summary The first half: 2017 saw a general swing among global investors towards risk assets [...

Posted by Richard Dahl

Invest today to live the life you want tomorrow

How active management of your super investment builds wealth faster Building wealth sooner is the best way to live the lifestyle you've worked hard to achieve for longer. Instead of ...

Posted by Lee Wapling

The secret to consistent investment returns

We all understand that certain sectors of the market do better during particular stages of the economic cycle than others. However, trying to pick the timing of a market rotation – ...

Posted by Lee Wapling

Our formula for investment success

They say there's no formula for success, but with years of experience offering personalised investment advice and now with over $1 billion of funds under management, our investment committee has learned ...

Posted by Richard Dahl

Money the Biggest Test of Relationships

Romance may be in the air, but it’s not all wine and roses when two people combine their finances and aspirations in the name of love.     According to Relationships ...

The six things financial planners say matter to your future

What is the formula for creating health, wealth and happiness at every stage of life? After nearly two decades of providing personalised advice to our happy clients, our financial advisers share FMD Financial's six pillar approach.

Posted by David Batchelor

The rising cost of education

As the education sector faces a shortage of teaching staff, the challenges to keep up with constantly changing technology and growing governance demands, fees can be expected to keep rising. ...

Posted by David Batchelor

Saving women's super

There has been much commentary on the changing family unit in Australia but the reality is 70% of primary carers of children are women. Although many wouldn’t change this situation, ...

Are you betting on the property boom?

It comes as no surprise that we’re paying much more for property today than any generation before us. With housing prices surging in Australia’s capital cities, we’re ...

Debt Recycling: a smart financial strategy

Purchasing a home can be one of life’s greatest milestones. Home ownership brings a sense of achievement and adds to your asset portfolio. A home is also likely to ...

Posted by David Batchelor

RBA’s decision is positive for investors

With the RBA announcing the cash rate will remain at a record low 2.5 per cent and continued economic recovery providing supportive conditions for good share market returns, we’re predicting 2014 ...

Posted by David Batchelor

Tools & calculators

  • The health, wealth and happiness profiler

    At FMD financial we're on a mission to get more people on the road to Health, Wealth and Happiness, so we created Australia's most satisfying financial profiler.

    Soon you'll discover your net worth and get your own personal balance sheet to see a true picture of your financial position.

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    The health, wealth and happiness profiler

Videos

  • What to expect from a first meeting with an FMD adviser

    What to expect from a first meeting with an FMD adviser

    It’s hard to know what to expect from a first meeting with a financial adviser, but getting your questions answered is worth it. Clients usually say ‘We wish we’d done it sooner!  We’ll cover the cost of the first meeting, to ensure FMD and your chosen adviser is right for you (duration: 2:02)

  • What to expect from the Health Wealth and Happiness financial profiler

    Get a picture of your financial position in 15 minutes using our quick and convenient online questionnaire. 
    You'll  receive a personal balance sheet, see how your super is tracking and discover your net worth. You can also book a meeting with an FMD adviser to review your detailed personal report.  We pick up the tab for the first meeting so there's nothing to loose and plenty to gain! (duration: 1:28)

    What to expect from the Health Wealth and Happiness financial profiler
  • Stop guessing and start planning your retirement now

    Stop guessing and start planning your retirement now

    We have the experience, financial modelling tools, and planning and investment expertise to show you how to make the most of your money and live the life you want.