Richard Dahl
Richard Dahl

Principal Financial Adviser and Chairman - FMD Investment Committee


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Our formula for investment success

They say there's no formula for success, but with years of experience offering personalised investment advice and now with over $1 billion of funds under management, our investment committee has learned that when these six elements are in place, investment success generally follows.

1. Ignore investment noise

With so much upheaval in the world, it is easy to get rattled by the stream of unsettling economic news, but it’s important to tune out the noise and stick to your guns. This has been key to FMD’s approach to building long-term investment returns over 15 years.

2. Start early and think long-term

Successful investing is about generating good returns over the long term. “Timing” the market is harder than you think. You can make tactical asset allocation decisions that improve returns, which is a considered step in our investment process, but “time in” the market really matters. So it’s important to start investing early in life.

3. Get the strategy right

Asset allocation is the main driver of your long term returns. Our Investment Committee (IC) spends a lot of time getting this right in conjunction with our expert investment strategy partners. We then maintain a range of portfolios to suit all risk profiles and objectives.

4. Diversify and manage for the downside

We select a portfolio of investments that perform differently in up and down markets to balance risk and maximise returns. This is why having a portfolio of diversified assets is critical to success, particularly in volatile times.

5. Invest with the best

We select the best direct investments and active fund managers in each asset class. Our Investment Committee (IC) sifts through hundreds of options to find those with a long history of outperformance and the rising stars. We then back them to do their job in our high performing portfolios.

6. Move quickly and review often

The principal of active management is at the heart of everything we do and we’ve built a robust approach to monitoring and ongoing portfolio management. Our Active Management Service (AMS), for AMS Funds and AMS Shares enables us to move quickly to rebalance portfolios in response to market fluctuations, keeping clients informed every step of the way while aiming to improve overall outcomes for investors.

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General advice disclaimer: This article has been prepared by FMD Financial and is intended to be a general overview of the subject matter. The information in this article is not intended to be comprehensive and should not be relied upon as such. In preparing this article we have not taken into account the individual objectives or circumstances of any person. Legal, financial and other professional advice should be sought prior to applying the information contained on this article to particular circumstances. FMD Financial, its officers and employees will not be liable for any loss or damage sustained by any person acting in reliance on the information contained on this article. FMD Group Pty Ltd ABN 99 103 115 591 trading as FMD Financial is a Corporate Authorised Representative of FMD Advisory Services Pty Ltd AFSL 232977. The FMD advisers are Authorised Representatives of FMD Advisory Services Pty Ltd AFSL 232977.