FMD Reviews

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            [1] => 2023-02-27T04:26:39.962078Z
            [2] => 2023-02-27T04:26:39.962078Z
            [3] => FIVE
            [4] => Michael Jontef
            [5] => https://lh3.googleusercontent.com/a/AGNmyxbmUmgjBSdJrvt-NaGoQy3a-LcT1q1g0sAY-LP7=s120-c-c0x00000000-cc-rp-mo-br100
            [6] => Karl Hunting is very efficient and provides excellent service in a friendly manner.
        )

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            [1] => 2022-10-25T09:39:45.980371Z
            [2] => 2022-10-25T09:39:45.980371Z
            [3] => FIVE
            [4] => Bill McLean
            [5] => https://lh3.googleusercontent.com/a/AGNmyxZR3M_MdBUnSrtQFpitJrhNWmto5ECI1yv0erps=s120-c-c0x00000000-cc-rp-mo-br100
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            [1] => 2022-10-18T23:52:48.074873Z
            [2] => 2022-10-18T23:53:55.568423Z
            [3] => FIVE
            [4] => Wayne Turner
            [5] => https://lh3.googleusercontent.com/a/AGNmyxZ3DYfRz9r6__n1lDUlJDJchaUhxqHSM0gO1lI9=s120-c-c0x00000000-cc-rp-mo-br100
            [6] => Great staff. Explain things that are easy to understand.
        )

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            [1] => 2022-10-11T07:05:53.388370Z
            [2] => 2022-10-11T07:05:53.388370Z
            [3] => FIVE
            [4] => Ken Dawson
            [5] => https://lh3.googleusercontent.com/a-/ACB-R5T7bkhK_TrcReT7cel5wF0n7Jo_FEETCdtrmeqXxQ=s120-c-c0x00000000-cc-rp-mo-ba3-br100
            [6] => Great team to work with
        )

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            [1] => 2022-10-08T03:15:30.381467Z
            [2] => 2022-10-08T03:15:30.381467Z
            [3] => FIVE
            [4] => Richard King
            [5] => https://lh3.googleusercontent.com/a/AGNmyxai2dHeGYCWm-vC_U__fGGIhPXYNmzZiwU-4PA1=s120-c-c0x00000000-cc-rp-mo-br100
            [6] => Very happy
        )

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            [1] => 2022-10-01T05:00:36.041725Z
            [2] => 2022-10-01T05:00:36.041725Z
            [3] => FOUR
            [4] => Nicky Postan
            [5] => https://lh3.googleusercontent.com/a/AGNmyxag4g4nqUEmpZ2Wj6hEX-GSSsZkdcvpgipqv_Ij=s120-c-c0x00000000-cc-rp-mo-br100
            [6] => Nick Stanley has been so professional and proactive- would highly recommend using him.
        )

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            [1] => 2022-09-29T08:47:26.486020Z
            [2] => 2022-09-29T08:47:26.486020Z
            [3] => FIVE
            [4] => Mike Callander
            [5] => https://lh3.googleusercontent.com/a-/ACB-R5TXwMQVxL9ox8ZASN3Fnn3yFSdfnK_zcZ0geq5gJw=s120-c-c0x00000000-cc-rp-mo-br100
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            [1] => 2022-09-29T05:02:09.137593Z
            [2] => 2022-09-29T05:02:09.137593Z
            [3] => FIVE
            [4] => Ian Kemp
            [5] => https://lh3.googleusercontent.com/a-/ACB-R5RAEDlCSxuVjxivJAEPTXKvqFpsyjk1hHT3xNCSp-A=s120-c-c0x00000000-cc-rp-mo-br100
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            [1] => 2022-09-29T01:26:04.864549Z
            [2] => 2022-09-29T01:26:04.864549Z
            [3] => FIVE
            [4] => Alan Clarke
            [5] => https://lh3.googleusercontent.com/a-/ACB-R5ToBuFU0H_uFZVr2yJKSSR0aaqjUl8I-qjAsZt9DQ=s120-c-c0x00000000-cc-rp-mo-br100
            [6] => Mike Reynolds has the experience and knowledge that I like to receive when my wealth is involved.
        )

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            [1] => 2022-09-28T23:31:26.290477Z
            [2] => 2022-09-28T23:31:26.290477Z
            [3] => FIVE
            [4] => karyn kirkwood
            [5] => https://lh3.googleusercontent.com/a/AGNmyxbE3Amp-vLkGzesB-s0RKx1tcD_u9szpI4mXd1b=s120-c-c0x00000000-cc-rp-mo-br100
            [6] => Nicola is exceptional and the best adviser for me. She understands and explains things clearly to me which is appreciated.
        )

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            [1] => 2022-09-28T20:19:45.247352Z
            [2] => 2022-09-28T20:19:45.247352Z
            [3] => FIVE
            [4] => Rosemary Grieve
            [5] => https://lh3.googleusercontent.com/a/AGNmyxZxA_iIeslUt1w36bfvAPY-HVWZis65nwArQzuo=s120-c-c0x00000000-cc-rp-mo-br100
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            [1] => 2022-09-28T06:53:35.072677Z
            [2] => 2022-09-28T06:53:35.072677Z
            [3] => FIVE
            [4] => John and Marlene Lord
            [5] => https://lh3.googleusercontent.com/a/AGNmyxZdUiylYQbovcGdWuReEORoaHXWOQJJOMI6QYQI=s120-c-c0x00000000-cc-rp-mo-br100
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            [1] => 2022-09-28T06:09:35.869060Z
            [2] => 2022-09-28T06:09:35.869060Z
            [3] => FIVE
            [4] => Cathy Hamilton
            [5] => https://lh3.googleusercontent.com/a/AGNmyxYEbH-HuLWmsMun1qCvKd3mzdKo7Bx57f3K4m8b=s120-c-c0x00000000-cc-rp-mo-br100
            [6] => Thanks Andrew for being a constant in our lives and looking out for us😊
        )

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            [1] => 2022-09-28T06:07:01.190625Z
            [2] => 2022-09-28T06:07:01.190625Z
            [3] => FIVE
            [4] => Stelios Anastasiou
            [5] => https://lh3.googleusercontent.com/a/AGNmyxbC9pvhELIdDey4CKdr8x2A3VFh7EBgHFNJ6N98=s120-c-c0x00000000-cc-rp-mo-ba4-br100
            [6] => Tremendous organisation that values their clients and strive to truly achieve the best outcomes for their clients. Very professional an excellent to deal with. If you are after an organisation with the right values, beliefs and integrity then FMD are a great choice.
        )

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            [1] => 2022-09-28T05:55:35.825751Z
            [2] => 2022-09-28T05:55:35.825751Z
            [3] => FIVE
            [4] => Kevin Pope
            [5] => https://lh3.googleusercontent.com/a/AGNmyxbUfGxZ7mvz3uYDyMHfZFhfFmXkJy8ALVu_zoG2=s120-c-c0x00000000-cc-rp-mo-br100
            [6] => First class advice
        )

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            [1] => 2022-02-01T23:34:30.675600Z
            [2] => 2022-02-01T23:34:30.675600Z
            [3] => FIVE
            [4] => Kerri Rusnak
            [5] => https://lh3.googleusercontent.com/a-/ACB-R5QorVR2IT3oWHdR0VAlMg_oSNUtOlSliwkVYmJBQpo=s120-c-c0x00000000-cc-rp-mo-br100
            [6] => Recommend! I am overseas and needed advice about managing investments while abroad.  David Batchelor and Brenton Marris were very quickly able to provide some great insights and suggestions into an approach.  Friendly, down to earth, and clearly experts in what they do, they both explained things in terms I easily understood.  I felt empowered and know I will rest well.
        )

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            [1] => 2021-08-09T07:50:53.445362Z
            [2] => 2021-08-09T07:50:53.445362Z
            [3] => FIVE
            [4] => Flynns Wines
            [5] => https://lh3.googleusercontent.com/a-/ACB-R5RFltScx-WpsmqkE0Mk0_FfyY2ppFRgYh6jimz2=s120-c-c0x00000000-cc-rp-mo-br100
            [6] => I initially engaged FMD to help me with investments on my mothers behalf. Jason C help was far and above what I was expecting , with advice from investments to aged care fees to pensions. I have since entrusted my own investments with Jason at FMD and found the service thorough and professional.
        )

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            [1] => 2017-04-10T23:45:57.466Z
            [2] => 2017-04-10T23:45:57.466Z
            [3] => FIVE
            [4] => Daniel Witherington
            [5] => https://lh3.googleusercontent.com/a/AGNmyxbqlwUpTVcgF8FGU5NgUXhpUeeWeDa1jmzrUvGM=s120-c-c0x00000000-cc-rp-mo-br100
            [6] => I have been working with FMD Financial for the past five years. They are a professional and knowledgeable and they’ve helped me make the most of my money. Lauren Abela is my trusted financial adviser and has been able to help me develop a portfolio of investments that supports the needs of my growing family and my future wealth.
        )

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            [1] => 2017-04-08T20:54:51.740Z
            [2] => 2017-04-08T20:54:51.740Z
            [3] => FIVE
            [4] => Andy T
            [5] => https://lh3.googleusercontent.com/a-/ACB-R5TrREl5yhR-4gRJJg4QwtlWLIALXa6O76XvhaGdPMM=s120-c-c0x00000000-cc-rp-mo-br100
            [6] => I interviewed three different Financial advisers and found the most comfort with FMD. My adviser opened my eyes to the potential of my retirement wealth  giving me excellent direction as to what I need to consider in the future. Now I have a legal will, adequate insurance protection, a shares portfolio along with a far more lucrative superannuation fund building my future.
        )

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            [1] => 27/05/2023 08:52:03
            [2] => 27/05/2023 08:56:32
            [3] => FOUR
            [4] => Peter Avery
            [5] => https://lh3.googleusercontent.com/a/AAcHTtck3RXv65QWYtdUhp2J6CwDl0OWm-7rQmQyMrDU=s120-c-c0x00000000-cc-rp-mo-br100
            [6] => Mike Reynolds has provided us with financial advice from over 20 years. His patience, and quality of advice has been excellent.
        )

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            [1] => 07/06/2023 14:51:42
            [2] => 07/06/2023 14:51:42
            [3] => FIVE
            [4] => Darryl Gunst
            [5] => https://lh3.googleusercontent.com/a/AAcHTtfnh_6jyU-NzbHf12tJ3DdhgxCmDZOPNDERBSpE=s120-c-c0x00000000-cc-rp-mo-br100
            [6] => I was surprised that Adam thought about how to help us with our funds that were dwindling down with the new government increase amount to take out. We did not ask for a change or mentioned reduced fees.  He supported us with a new concept in managing our finances by offering a service which was more suitable to our changed requirements and able to reduce our fee considerably.
After being with FMD for nearly 20 years, and happy with my annual l reports, I recommend FMD as a very respectful and ethical financial service.
        )

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            [1] => 17/06/2023 18:32:02
            [2] => 17/06/2023 18:32:02
            [3] => FIVE
            [4] => Jacqueline Ots
            [5] => https://lh3.googleusercontent.com/a/AAcHTtdeF88PQeulRPaklgkPr-xUUlFAgjRRutjI_hKU=s120-c-c0x00000000-cc-rp-mo-ba4-br100
            [6] => Expert professional service.
        )

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            [1] => 05/10/2023 21:11:21
            [2] => 05/10/2023 21:11:21
            [3] => FIVE
            [4] => Ron Phillips
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjUmZxsaMoFyj7yvjmWLdSV8q2e1lpBc3HgIvqBDlOUhVA=s120-c-rp-mo-br100
            [6] => We have known Mike Reynolds for many years and we are very satisfied with his knowledge, experience and ability to tailor recommendations to our current situation.
        )

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            [1] => 13/11/2023 16:54:29
            [2] => 13/11/2023 16:54:29
            [3] => FIVE
            [4] => Don Clarke
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjW7svYKDk_49rPR7_a1zD3mSkEDFJyX_lTaWn_CuA3UYg=s120-c-rp-mo-br100
            [6] => Bec Poynton has great sound advice and is keeping us on track to retirement.
        )

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            [1] => 15/11/2023 08:12:30
            [2] => 15/11/2023 08:12:30
            [3] => FIVE
            [4] => Barry Warden
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJg66-6VLoBIqTwf4K8Jv5Liu9WARdfQu8adACb4osA=s120-c-rp-mo-br100
        )

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            [1] => 06/12/2023 16:45:21
            [2] => 06/12/2023 16:47:02
            [3] => FIVE
            [4] => Helen Lavery
            [5] => https://lh3.googleusercontent.com/a/ACg8ocLRjcK-eobV8PYHwx--Vn8-uoDLk6jaI35VlmA7IkJO=s120-c-rp-mo-br100
            [6] => Very satisfied and happy with the financial advice. Took a lot of weight off my shoulders as given a lot of information to make the best decisions
        )

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            [1] => 11/12/2023 16:14:24
            [2] => 11/12/2023 16:14:24
            [3] => FIVE
            [4] => Stan Murray
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJVLrL6JTc1e9NUETTX0ORKV2ujiRFvSYf8MP2xw8Ts=s120-c-rp-mo-br100
            [6] => Welcoming smile from Helene - Nicola - professional as ever - I as a customer you as an employer are both blessed.
        )

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            [1] => 18/12/2023 14:54:31
            [2] => 18/12/2023 14:54:31
            [3] => FIVE
            [4] => Marc Gorin
            [5] => https://lh3.googleusercontent.com/a/ACg8ocL6EqLqlBQgcWFdInYtxACw2s7JP42zVJOcp2UIhdND=s120-c-rp-mo-ba4-br100
            [6] => Great service and assistance from Andrew Goh. Been with them for over 20 years and I highly recommend him and his team.
Well done
        )

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            [1] => 26/12/2023 17:21:42
            [2] => 26/12/2023 17:21:42
            [3] => FIVE
            [4] => Don Groom
            [5] => https://lh3.googleusercontent.com/a/ACg8ocKFNopBPfcHIthz7C9nVvNWrbbUVirDexpiJgfqAB7q=s120-c-rp-mo-br100
            [6] => I have been with Richard Dahl and FMD for more than 20 years since retiring. They (not just Richard, but all their staff) are obliging,excellent to deal with, very knowledgeable, and have always been extremely helpful through every financial and aging decision we have needed. They have understood our circumstances, giving helpful advice for every change we have faced.
        )

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            [1] => 18/01/2024 12:27:21
            [2] => 18/01/2024 12:27:21
            [3] => FIVE
            [4] => Kenneth Pryor
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjWf1Cz8lYZ5nXnGMvKdk9dkcjicpMXyxTxiSeruSdid-k0=s120-c-rp-mo-br100
            [6] => My wife and I have been lucky to have Andrew Goh and Nicola Beswick of FMD Financial as our financial advisors for the past 10 years. All matters are dealt with quickly and efficiently as well as obtaining very satisfactory results under their financial guidance. I have recommended them to other family members who are now happy FMD clients. I would recommend Andrew and Nicola to anyone for financial advice particularly relating to retirement as is our situation.
        )

    [30] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqnHhMa_Pi2Dx8Kr8kh38AB5GntALu_7eAkS9D0x8uGnacSpP_URG9gRlOt4eDdd64OmG5n-9g
            [1] => 12/02/2024 23:31:02
            [2] => 12/02/2024 23:31:02
            [3] => FIVE
            [4] => James Kennard
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIr-Y9-FXUCZZ76UY7cmSogGvM6nE6YT1pcEdfeqTUE6Pc=s120-c-rp-mo-br100
            [6] => Expert, friendly, efficient and understanding. A great desire to work with the client, for the client. Thank you for all the help you gave us, to successfully prepare us for retirement.
        )

    [31] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqn6WvTJDGuYax3Pgphf6lNFbXceRHKvKPQv6L_bjnL8RnJ4kpZdZE9uis-Y744tAA1bKw7b
            [1] => 28/05/2024 15:22:39
            [2] => 28/05/2024 15:22:39
            [3] => FIVE
            [4] => Ken Linney
            [5] => https://lh3.googleusercontent.com/a/ACg8ocLSfg9SqZrCJpMSdsz7ptGstpQOKFVlQsfQm41QD6MLaeqomQ=s120-c-rp-mo-br100
            [6] => Been dealing with FMD a number of years now and have known Martin for approx 30 years. Very professional and helpful in financial and personal matters. Highly recommend the team as a whole.
        )

    [32] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqket8-04TbG40mHdwRuKgR9Fz3EFdzjWCJTnyC_nFXrHymkpYHycJy4ioNwzZLsBQxHzCWq
            [1] => 03/07/2024 13:48:22
            [2] => 03/07/2024 13:48:22
            [3] => FIVE
            [4] => Alex Hasker
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjWt949u5bWEsTqxfq9cNfbnpmJde8F5eAeJNtJYoYzLDPFBuZV6=s120-c-rp-mo-br100
            [6] => Andrew G is our man and he is very efficient and getting our affairs in order  - highly recommended
        )

    [33] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOql4Ih_woQYxrvtgvQm59tGycD-5Vrl-axTBa3ob5YnllfNzqZjCyozVUb5B-cE3_16zRD1D-Q
            [1] => 16/07/2024 08:58:34
            [2] => 16/07/2024 08:58:34
            [3] => FIVE
            [4] => Don Butler
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIyTr8OtXe8jQ8tUnltrDP5U2bvXoofaYy4I7mueHPmsKVx7Q=s120-c-rp-mo-br100
            [6] => Andrew was extremely professional and was more than happy to patiently explain reasons why a course of action should be taken.  He communicated with me at my level.  Fantastic service. Thanks
        )

    [34] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqmNlXgY0ybiNDggnc4i3jekAQjZAz2NnwzVbftxERFKfbmFXybaZG_WnnLfo3XDmpKDdCbT7g
            [1] => 17/07/2024 17:22:39
            [2] => 17/07/2024 17:22:39
            [3] => FIVE
            [4] => Adam Leach
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJuhsft-Bqldpk_dFwNSSIhEE_7fHl5mVr3yQu9TbsL-R2tfw=s120-c-rp-mo-br100
            [6] => Been dealing with FMD a number of years now and Andrew Goh has been Very professional and helpful in financial and personal matters. Highly recommend the team as a whole.
        )

    [35] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqn4xtVpGQ28NFB5AxOUylldd-ExjbxSdnUVOthcMsNBogZCBgmLAqbcvWUFbpPQLzm8Hvq6WQ
            [1] => 21/07/2024 16:24:50
            [2] => 21/07/2024 16:29:10
            [3] => FIVE
            [4] => Sharon Brodtman
            [5] => https://lh3.googleusercontent.com/a/ACg8ocINXBeGjok7zgZGgyHa0I_ROuSiusp--NulHiotHEAUypq97g=s120-c-rp-mo-br100
            [6] => Andrew always helps to explain, guide and support us in our  financial decisions with FMD. He is sympathetic, kind and flexible in fitting in with our needs and is prompt in responding to us.
        )

    [36] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqmfYgNLEIVi6LkMuHkiMusd9a4_kAwfncGx-z4rxu6rvbRhr1JJ0tJCt7pw4xO1to8umvXf
            [1] => 24/07/2024 15:36:39
            [2] => 24/07/2024 15:36:39
            [3] => FIVE
            [4] => Jo De Jong
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjXlXHxSvZLsWEkcL0zVqtZXtDD79CsIA0VoEUFyr_HZR056mUxu=s120-c-rp-mo-br100
            [6] => I always enjoy my annual review with Andrew Goh. He understands my circumstances and makes me feel as ease when talking through my financials. He is a personable person and someone who makes you feel that you are his number one priority regardless of the investment. His response time is also incredibly quick should I need advice throughout the year, and I am very appreciative of that.
        )

    [37] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqkAzodCbLxPp8nDuqZwgUF9RY7QA3YC-SBL0BSzCpaJO98KF0nKlxcEP-QbC1DS6IWDcBSQdQ
            [1] => 01/08/2024 10:32:54
            [2] => 01/08/2024 10:32:54
            [3] => FIVE
            [4] => Nigel Van Cuylenburg
            [5] => https://lh3.googleusercontent.com/a/ACg8ocLcM8pj8MJs8Wn5qBXkpHMA_eREm0ry5FU4Il-qZ9-eUXwUub8=s120-c-rp-mo-ba3-br100
            [6] => Thanks Andrew for your informative review. I appreciate your honesty and integrity. Great Work
        )

    [38] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqmthHDdf0tze2CDUeDIXrnHVE13rHK1jShZoZ5iEfAeatHhqau0QizDFZ8UcCkgX7-_KrRRng
            [1] => 01/08/2024 12:46:14
            [2] => 01/08/2024 12:46:14
            [3] => FIVE
            [4] => Kevin Wiley
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJ_itA1ITVAN381d-gv1B1ETnFsUb0kFaiilpMETBfl5msQsw=s120-c-rp-mo-br100
            [6] => Andrew presented my account details and option in a friendly and professional manor. I'm well pleased.
        )

    [39] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqlxpXYWq73RA6hDws99CUqbqOco4cMLBkVr6QW3gIsH-BBmvcFqu8FPLJW6vbREpq0FrFNuhA
            [1] => 05/08/2024 13:55:14
            [2] => 05/08/2024 13:55:14
            [3] => FIVE
            [4] => Lynda Petrosvki
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJB6VkVRwQs20BntO0fjKrYWHfuyKTN9i27vyLh-QRyE6U-ag=s120-c-rp-mo-br100
            [6] => Andrew Goh is highly knowledgeable and always professional in his role as a financial advisor. I would recommend using his services.
        )

    [40] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqkMvYRa3vcWRSV3MiDUPkKOgiuip90JeAw6300bQvfgdkk8yhImd3-TE7B4CFKa85a34eUK
            [1] => 23/08/2024 15:23:34
            [2] => 23/08/2024 15:23:34
            [3] => FIVE
            [4] => Jay Jay
            [5] => https://lh3.googleusercontent.com/a/ACg8ocLWhdTlsRGnv2f9901eF_zW2mtskn_CXPlk0xobHqECl58clA=s120-c-rp-mo-br100
            [6] => Always receive great advice from Andrew Goh. We have been to see him for many many years and is very knowledgeable with all things around our portfolio. FMD and Andrew are great to deal with and we always look forward to our meetings with Andrew.
        )

    [41] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqlw3H9pgLeDSYqr5s8ujG6JimTH3dOaccyyoHl0J3aPFEcIFng1rBcjkAjfQCcVP4-i1BVCfQ
            [1] => 29/08/2024 22:03:20
            [2] => 29/08/2024 22:03:20
            [3] => FIVE
            [4] => Yudi Green
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIZmTAKsUPwstVEvrOC87OzqSd_UMZB9GrIx1xOYDx8REStmS4=s120-c-rp-mo-br100
            [6] => We have been with FMD Financial for almost 10 years. Andrew, has been with us from the start and has been absolutely terrific. Andrew strikes the perfect balance of being professional and friendly and we feel that he really understands our situation and lifestyle and provides advice that is meaningful and effective. Thank you Andrew.
        )

    [42] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqmJL0ruM49Wmc75wkUAjmY8Dt1l5tVYYP_bm_tYaiHfY2eWErNwO1ZynQ-WmEfi7mqH7RRjkA
            [1] => 04/09/2024 20:33:47
            [2] => 04/09/2024 20:33:47
            [3] => FIVE
            [4] => Kenneth Pryor
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjU-cb7IgJKBxATVWM-rEIjuY3sjJn8xEOxTcBSTl4Wy9lAn5kur=s120-c-rp-mo-br100
            [6] => We have just completed our annual financial review with our advisor Andrew. He went right through the printed report and made adjustments to some aspects that were setup a decade ago and were no longer relevant.  He made sure we had enough cash in our plan to last 2 years for our pension payments in case other investments had downturns avoiding the need sell at poor prices. We have full confidence in our advisor Andrew and would highly recommend FMD to anyone needing financial advice particularly if they are retired as we are.
        )

    [43] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqmXVZQMRMGulo3m3yebLsCaDpBKlxvJknosPMGI3D22GTdBqaBHccxAVdTLtoCxoNZWHtkGIw
            [1] => 09/09/2024 15:06:22
            [2] => 09/09/2024 15:06:22
            [3] => FIVE
            [4] => Bernadette Masterson
            [5] => https://lh3.googleusercontent.com/a/ACg8ocKTosN-5wjjY2s0IxyxvRAzHF1yMIfJQtyVmf-Z9bUeBStugw=s120-c-rp-mo-br100
            [6] => We are so pleased with the service we receive from Andrew Goh at FMD. He is always so pleasant and available for us when we need to contact him with any questions about our portfolio. Thankyou Andrew. Alan & Bernadette Masterson
        )

    [44] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqkuCdOMWdbQPnvp3XVbwQMMfCYArxJPZ3xw8OF8jTfxGhQN35C9FQTvl2qOfw-CZfAPmQCaOg
            [1] => 10/09/2024 17:44:51
            [2] => 10/09/2024 17:44:51
            [3] => FIVE
            [4] => jim ho
            [5] => https://lh3.googleusercontent.com/a/ACg8ocKwl2v7R-U4XxpHqhiF0naI8CnT5AjGcqHyTxaX2FZasAcTMw=s120-c-rp-mo-br100
        )

    [45] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqkTSVKpXTWFcAME-xGZUo40tSqxT3hOMVR6emxG5bngmWs7QkJcdTzi0csNJucT7-BYksbC
            [1] => 29/09/2024 16:36:58
            [2] => 29/09/2024 16:37:49
            [3] => FIVE
            [4] => Andrew Friend
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJkPzyOz6JtFKj1Ykp0Q1MI3AtHN3QoSOfmitzJJVSFxGH0pQ=s120-c-rp-mo-br100
            [6] => If you want comprehensive financial advise then look no further than Andrew Goh at FMD. One of the most thorough financial planners that you will ever come across.
        )

    [46] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOql2eryLXkvY-TQBnK8wAOGrY_61L0UtGbyDAeT4NfRE8RJpRORcG6RMcLPgeuGmcOVVWDG7Og
            [1] => 11/10/2024 07:07:08
            [2] => 11/10/2024 07:07:08
            [3] => FIVE
            [4] => Rick Brown
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjXc8amRIOCsj6cVuAByaHaEsQafz8jXr0YZDeCaj6Nx_d2fEM2Abw=s120-c-rp-mo-ba4-br100
            [6] => Very professional and personal service.
They genuinely care about you and ensure you have an individualised and successful portfolio.
        )

    [47] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqli42HCTZDpuzestCcLRTQNvSILgoawITFcyM_sDr42aJyuDjEak8JNeFWGM9Rrhngg99Tafw
            [1] => 31/10/2024 11:36:12
            [2] => 31/10/2024 11:36:12
            [3] => FIVE
            [4] => Cheryl Wong
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjVvQt6zrkCfEOofziWzLiy98k2iIiE82awUn20vd_JAEM3DP5I=s120-c-rp-mo-br100
            [6] => My partner and I recently had our first yearly review with our financial planner FMD Financial Services, and we can’t recommend them highly enough. Jason, our financial advisor and his team demonstrated exceptional professionalism and deep understanding of financial matters. They took the time to assess our situation and provided a tailored solution that met our needs transitioning to retirement.
What impressed us was their transparency and willingness to explain and educate us throughout the process. They answered all our questions patiently and ensured we felt confident in the decisions we made together. The entire staff are friendly and approachable, and genuinely committed to helping us succeed. Thanks to FMD Financial Services we feel secure about our financial future.
        )

    [48] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqnQDto3b7Knr5vrueioOLLi3ZjZbYPpRW8oeSRtsK5bRDhPv0JZnPhgtb6cw6SlkiuCEO_37w
            [1] => 20/11/2024 09:29:09
            [2] => 20/11/2024 09:29:09
            [3] => FIVE
            [4] => Dennis Collard
            [5] => https://lh3.googleusercontent.com/a/ACg8ocLKpQGBQW2EQnKxiykmgQa1Bm4tNYaGeJQ47a8GQJik9VFj-A=s120-c-rp-mo-ba3-br100
            [6] => Andrew Goh is an outstanding communicator. He patiently explains
the financial environment and then options available
to me in the management of my investment stream, I have every confidence in his advice to me.
        )

    [49] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqlG7_Xkk8FfNSg6MomCRSgKhOnB1kklFPajCv-qT9HhNyf2rhqd-EdPP0nWVTWtPKWkLz85Yw
            [1] => 23/11/2024 15:51:30
            [2] => 23/11/2024 15:51:30
            [3] => FIVE
            [4] => Darryl Pinch
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIOckuzlPnul5Xu8MXWaFu26e03livppsYB5Rj5TxWNm0MFyg=s120-c-rp-mo-ba3-br100
            [6] => Darryl and I are so lucky to have had Richard Dahl as our Financial Adviser for over 20 years.  He has always  been available  should we have any queries and ensures we are given reliable  and the best  information  for our investments. Richard leads his very loyal and competent team by example and it's always such a pleasure to meet with him and them. We couldn't be happier ! Absolutely the best!
        )

    [50] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqkfuYcx8PEf2W0R0x6lpWvwhsEOm4j6kmVzY6TRKJh2sOlkrXaBbho9KSTDP-YcS0dDNItCTQ
            [1] => 29/11/2024 11:54:07
            [2] => 29/11/2024 11:54:07
            [3] => FIVE
            [4] => Anne Thornton
            [5] => https://lh3.googleusercontent.com/a/ACg8ocKSLyn4WFYt4VJMlWsNWJ5-Vwe-4XPDTNLwk-fScplMLp3EEA=s120-c-rp-mo-br100
            [6] => Have had a long association with Andrew Goh over the years and respect his fnancial skills and advice. Highly reccommend their services.
        )

    [51] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqm5XT6kJ2i3FIjEQhKZqxBp12YbSKV1psV-c8yR2N2ELLacj_VLhvFvqEU_9PqBYvHCwjX4kg
            [1] => 30/11/2024 09:50:33
            [2] => 30/11/2024 09:50:33
            [3] => FIVE
            [4] => Eddie Taylor
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjXM0wdxexV5AIWuG5XifxjpaqVxXo887CBWhmfmD8CIv1E-pZev=s120-c-rp-mo-br100
            [6] => Great personal service from Martin and his team. Listens to what we want/need and then implements the right plan to suit.
        )

    [52] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqlRmE1Lpq9gIQUZWH3cqtEX9EPmq-iY12TWa_RoFWowx2V0KNDX2e2vhRiF1gb9MZ3mMGs0ZQ
            [1] => 02/12/2024 15:32:05
            [2] => 02/12/2024 15:32:05
            [3] => FIVE
            [4] => Graeme Plaw
            [5] => https://lh3.googleusercontent.com/a/ACg8ocKrm56wwzzReyasQhfICh6XsmAm443oSz-m8VmiFwhe7hkzhA=s120-c-rp-mo-br100
            [6] => We have had the opportunity to be with FMD since day one.
Adam and the team have ensured that we continue to have a happy and healthy financial future. Thanks to all for their work behind the scene.
        )

    [53] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqmJUEwrJH2otMA_mPcYG9zgKc3k2IN6D9Zo9AS1SEib_iTV4Vu08VY1ZHE5fhanY9LT-MV4
            [1] => 09/12/2024 14:58:43
            [2] => 09/12/2024 14:58:43
            [3] => FIVE
            [4] => Bob Stephens
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIABuEC2MLjeasg8oG-2PTD2jjE2Cy_YSpEH1qv36oqTWy2Fg=s120-c-rp-mo-br100
            [6] => Thanks to Andrew for his attention to detail and sound advice.
        )

    [54] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqlZEEnsOp_2aY1qyrTGNkVxxdLYVD_8DgjQQPPHTnOci5vfkC9xm70vUqsviGHxBWUPNrNF
            [1] => 13/12/2024 09:10:29
            [2] => 13/12/2024 09:10:29
            [3] => FIVE
            [4] => G A
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjW6Qoc8GiWOsoey--KeVjW4lKgJ4CP7bcrPI4g1Pw_28ju6LDKPFg=s120-c-rp-mo-ba5-br100
            [6] => Andrew consistently and proactively spends much of his time upfront planning the best outcomes for my financial position. Over the last decade, Andrew has helped me achieve all of my financial goals (including mitigating my risk profile) and I’m looking forward to partnering with Andrew in the years ahead!
        )

    [55] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqlQHZ9GXtPdPCmMCckPJaJsy-hqsoVRcebMntexY3O4EiGd2xUlDidhuhm67L2eVZMkzZZALw
            [1] => 10/01/2025 02:00:58
            [2] => 10/01/2025 02:00:58
            [3] => FIVE
            [4] => Clare Wilkins
            [5] => https://lh3.googleusercontent.com/a/ACg8ocK3hh47BbdONzmi4dkemtvChLHmif0RNp8Fon20d9WCoFYAFA=s120-c-rp-mo-br100
            [6] => Highly recommend Andrew as their financial planner
        )

    [56] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqkv1-EsOktWYhUiaAV1zHHvErQgThiQ4rGm9a_SHPIwmr-EfBeSWPxxFCEuY0Tm2ccIDI8-
            [1] => 13/02/2025 05:59:40
            [2] => 13/02/2025 05:59:40
            [3] => FIVE
            [4] => Mick Pope
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjU-nzNYU4dt28xVuoqIgAzjyUNCiNx_pF_ICGCG2-TzFT6uyns=s120-c-rp-mo-br100
            [6] => FMD are a truly professional and trustworthy company We have been with FMD for 20 years and highly recommend them to anyone considering starting. SMSF
        )

    [57] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqkt5y5lo6gRT0gb7hgsJFFmTfbjoJBYcEGnw4CE6PYmtJL4LuUK5r7oaod_eZxlHFvSMAfvQA
            [1] => 13/02/2025 08:07:53
            [2] => 13/02/2025 08:07:53
            [3] => FIVE
            [4] => Joyleen Poortier
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIbdO_ry0c9UyOFyLC0ismMszhI34ECKyOJEeoACkrZWjJXgA=s120-c-rp-mo-br100
            [6] => FMD has provided me with strong, reliable and safe advice for over 5 years. They are easily contactable and are always reliable in managing any of my requests. I feel safe in their financial hands for the remainder of my future.
        )

    [58] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqm2wg7yYuJ-894NZ7v9_2coWHjVdB5LbTE9N2C4J3Q7yvmKgJcQawxyD9f2897lk3DVAMcpuA
            [1] => 01/03/2025 09:48:32
            [2] => 01/03/2025 09:48:32
            [3] => FIVE
            [4] => Phil Lerner
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJcm0LKtfxJOOnSUwv03HFM7r7VJon99r1Bte2YY_YIX5Qm-A=s120-c-rp-mo-br100
            [6] => Andrew Goh was very impressive with his organisation and communication.
The meeting was a huge success.
        )

    [59] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqlAD3_ZZKBJUgjKTBDLF5YerlGRAzcbJagxdKEF9KEu1OIivk4pTzrHu4JMmkuSrTG3DGLExw
            [1] => 28/03/2025 00:14:56
            [2] => 28/03/2025 00:14:56
            [3] => FIVE
            [4] => Peter197
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJ_9Rwpn5oEwHBYvNBb3CY0XA2T6NsmzkNmrbOY4jOsbUSLyQ=s120-c-rp-mo-br100
            [6] => Tony has been my financial advisor for over 10 years and has been used by other family members and friends. We all follow Tony wherever he works
        )

    [60] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqmfjvWd_pkBE_3Mukd-XkVfciu-nWLfElW-aRHGs03JFBbX1eI-3qy0OooT0LSPWxKfMxjwfQ
            [1] => 01/04/2025 04:38:42
            [2] => 01/04/2025 04:38:42
            [3] => FIVE
            [4] => Ofra Freeman
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIjgh32UQ0QjyvPTljr5XfN9dXqQs0FmvCIqHmMM_yV5t0H5Q=s120-c-rp-mo-br100
            [6] => Andrew Goh from Fnd financials has always been excellent to deal with I have been going to him for many years and am happy with the outcome of his advice
        )

    [61] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqnL3W8y-YOYa0FYL17a_2OvtOTVb-mGpYdyZOfzCgXzQLKoIWMFIRB0J9FrkWfFPsIZI6v5
            [1] => 02/04/2025 03:51:26
            [2] => 02/04/2025 03:51:26
            [3] => FIVE
            [4] => Gordon CASTELLAS
            [5] => https://lh3.googleusercontent.com/a/ACg8ocLNgInNjK7gZV88lOY6_FnmUNiLC9DEKhzLWucgf7zTahgHcQ=s120-c-rp-mo-br100
            [6] => Andrew G has been very informative & attentive to my situation
        )

    [62] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqlA-BwooQljvxxrUz__uXzp9VGROsinDLg7Ev6CRtih5mSpBHgxhnE1foTpj2QhB1vTnybw0A
            [1] => 24/04/2025 04:24:05
            [2] => 24/04/2025 04:24:05
            [3] => FIVE
            [4] => Hilton Rubin
            [5] => https://lh3.googleusercontent.com/a/ACg8ocLuihPWBZNx9O0RyQSOxCj4syrUT9tSOTP-uI0AZ1cSx5ht=s120-c-rp-mo-br100
            [6] => Andrew Goh provides insightful, clear, professional and valuable advice and direction at all times.  We value his personal interest and objective advice.  Our relationship with Andrew over the past 20+ years  speaks volumes for the esteem in which we hold him.
        )

    [63] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqkL-1KWZPC4v3pepVWN90ogh9lErGQzJV9c5MfFqUuN17gzkQMiA3awE4SQXlMnuR-6XkwRFw
            [1] => 05/05/2025 01:55:44
            [2] => 05/05/2025 01:55:44
            [3] => FIVE
            [4] => Eric Hansen
            [5] => https://lh3.googleusercontent.com/a/ACg8ocKrb884SMZrxAPO_ytYMlSur_iH6LvniHLly2f2Bjm0C4EdOQ=s120-c-rp-mo-br100
            [6] => Very easy to talk to and understand
        )

    [64] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqn2spJSx6caHrl14fw07dc8zJnDWqc_0lLu8NyCXTcwM4x_dK-WN18Fp3Id7jLwzeSx9Pitkg
            [1] => 10/05/2025 10:52:50
            [2] => 10/05/2025 10:52:50
            [3] => FIVE
            [4] => Maria Rossitto
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIgFITf_TEd5KQDRBff4XhK1lFBEED4bSXG9kDMjBTKsvMxow=s120-c-rp-mo-br100
            [6] => Andrew from FMD is very professional and continues to offer good advice. We are very happy with his service and highly recommend him and FMD financial services.
        )

    [65] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqk1nQNK_k81-xtDbwL34ydds_SagZZAXGuByoXlX9mlnOk4mC0cxe-3SewmQBvgY6ovS_JiDQ
            [1] => 22/05/2025 07:35:55
            [2] => 22/05/2025 07:35:55
            [3] => FIVE
            [4] => Stuart Builder
            [5] => https://lh3.googleusercontent.com/a/ACg8ocLvu627pNDNO204lm6nu3M8NfmSv8MVM_15LHKcZ57cIXwk1g=s120-c-rp-mo-br100
            [6] => Highly recommend Andrew at FMD financial for all your retirement goals.
        )

    [66] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqnvRxnUswFQSuIwk7mjwIwGhWHYyivOf6m96zKtLbwaKVi0kSbXkJ_geRrFVb_tCvF-289XHg
            [1] => 10/06/2025 07:52:42
            [2] => 10/06/2025 07:52:42
            [3] => FIVE
            [4] => Peter Rankine
            [5] => https://lh3.googleusercontent.com/a/ACg8ocL-C_Qd3S7TFDMpUanTncpXAhAjxMG2dZXVoKXcjA6i4FgZlw=s120-c-rp-mo-br100
        )

    [67] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqkZw8z8cnHd0jPlZci9XpoxguDd7uMxrRj0Igjyu1VHMFQvOn8WluIE4YjWkr8sisQIuSSJXw
            [1] => 13/06/2025 03:59:08
            [2] => 13/06/2025 03:59:08
            [3] => FIVE
            [4] => Andrew Jackson
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJqpXt4XgCggnRT9d_pgvj3R6AAyrYwy_5JrjhUdiGbj_lykQ=s120-c-rp-mo-br100
            [6] => Our adviser Jason Calleja & FMD are the perfect managers for our Superannuation, past, present & future
        )

    [68] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqnz4lnKvjIQP5ippY55hO5eVFySH1a-UxQufM4w12lpRGLoXXaLDeMk1_42UZB5uyFt0gL0bA
            [1] => 17/06/2025 04:33:11
            [2] => 17/06/2025 04:33:11
            [3] => FIVE
            [4] => James Kennard
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjWJROR-NkPzIPhrdKTf4ZLJczo2kQqrhh40T7MNvneFVlF_iIpxhQ=s120-c-rp-mo-br100
            [6] => Very thorough and very dedicated to their customers. My advisor is Andrew and I’d recommend him very highly.
        )

    [69] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqnCaMkK_WAaCSeeWgPD1WAyP0t6hQW0lIxGPkswScF_Nmy1b_Vn7U52O0VEfL6EBI2gPOvD
            [1] => 18/06/2025 06:14:19
            [2] => 18/06/2025 06:14:19
            [3] => FIVE
            [4] => Julie Ford
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjVpVfDQ2-f9_OrkiDsN2OCLL0_f80X03czG22m4Iqu8G3-D1PM8=s120-c-rp-mo-br100
            [6] => Darren is so professional yet personable. He has all the information we need and can answer any questions we have. He has been extremely helpful with my pension application.  We couldn't recommend him more highly.
Julie and Keith.
        )

    [70] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqni42_YQudBLuvHJ6xnz8IT7Dbe4JkDnzleBYGK6civVK1pNX85LizEicuehFY146ji7xqiKA
            [1] => 24/06/2025 04:37:11
            [2] => 24/06/2025 04:38:06
            [3] => FIVE
            [4] => Don Porter
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjXyvdtzuJFhlBOxvJkwwXFuHa15Vfun8o4T9MKUkWS5IQFxQZNMWQ=s120-c-rp-mo-br100
            [6] => Megan was very good to us. She explained various financial facets very well. In our case,  her advice was very relevant
        )

    [71] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqnW29WfdctFwFk28BPlMqcrRnv83g-a6KdFZ6kx3-IxwAS-8I2faeaFAO-rxqc-1Za2rFB8
            [1] => 12/07/2025 05:57:50
            [2] => 12/07/2025 05:57:50
            [3] => FIVE
            [4] => John Sevald
            [5] => https://lh3.googleusercontent.com/a/ACg8ocLs4eHKj024FBYTYv2ONcVx1f2g2rwKyIfE1PmajtBJ6htL5Q=s120-c-rp-mo-br100
            [6] => Thanks, Andrew Goh, for your ongoing help and support. It is important to us to be able to believe and trust in the person that is advising us on our financial journey. Everything was explained so that we understood.
        )

    [72] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqnhvFGx1Mtfenm9kFLN4XLlOdm-uKPYhE-VfWCBRifP55yaj5mRVPORGrbeIaRUd4NHJzkj
            [1] => 14/07/2025 02:04:16
            [2] => 14/07/2025 02:04:16
            [3] => ONE
            [4] => Madelene Townsend
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIOyWFxgZoBXVsuLp9_T9SbtOgIteuDCFKIooLOD4A4kIAklg=s120-c-rp-mo-br100
            [6] => Andrew Goh has been very helpful in explaining things to me. Always friendly and polite I appreciate his warm attitude and understanding. Thank you Andrew.
        )

    [73] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqmJaNgOKZm6GGbjDuVauQ28PFPp0t8Vzq8MhviAbHibA4E6YJh9-jwoyeoluDjSIvCDOKQAkw
            [1] => 23/07/2025 06:32:12
            [2] => 23/07/2025 06:32:12
            [3] => FIVE
            [4] => Allan Freedman
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJLSsosYL6YgbX3INRXco29NSJL7LnpLTgzPUtODRDVCuGZZw=s120-c-rp-mo-br100
        )

    [74] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqnDSpjs1463CW43iR62kBjbyssVTqEtwL4hn7YeLpbx8EQhpu3QSdV7OWAhDaydptF0RB4qmg
            [1] => 30/07/2025 12:47:21
            [2] => 30/07/2025 12:47:21
            [3] => FIVE
            [4] => Hello PuppetPals
            [5] => https://lh3.googleusercontent.com/a/ACg8ocKDu65pa56444fAyHDD1zT8jwiB2IqjfBxFeQxmYqF-CF8E6g=s120-c-rp-mo-br100
        )

    [75] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqlK9FIQFDeQ35Gcj3IMo9L9vvz166l2Z8fRx44MBzylfDt1jrLhTOOLToRPX2IoLGjiFuyL
            [1] => 14/08/2025 01:55:42
            [2] => 14/08/2025 01:55:42
            [3] => FIVE
            [4] => Trevor Collette
            [5] => https://lh3.googleusercontent.com/a/ACg8ocKuia_yZO167aM8Mb8Xtx-3EbfpOdOBvlZvjLVwhVwze05Kfw=s120-c-rp-mo-br100
            [6] => Excellent review undertaken today with Andrew Goh. All necessary aspects were comprehensively covered. Andrew made complex finance so simple.
        )

    [76] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqkHNSIwLyKqvusgmDcuwpzFicCMk-z-AFNYxYQimb8Yau-lgXtuAMbjscKQw9RgmfSXsbhWMg
            [1] => 14/08/2025 03:12:55
            [2] => 14/08/2025 03:12:55
            [3] => FIVE
            [4] => Noelene Bunn
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIRh4pSXFSVoexlNVGfukK475o1FHmh5VJNcrzjOf5bmXxb0g=s120-c-rp-mo-br100
            [6] => Andrew answered all questions to our satisfaction. He was well versed in our financial situation. He has responded quickly to any of our queries or requests during the year. We have been very happy with Andrew as our financial advisor. Ron and Noelene
        )

    [77] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqnzaFps7Kq4iMkjqWfhVlw3eSQWNifNv6cOEJzZtuyfDr1Rv_AdcBZMEsPSXCbxhJAsUW3I
            [1] => 15/08/2025 02:53:49
            [2] => 15/08/2025 02:53:49
            [3] => FIVE
            [4] => James Bill
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJlml-wMPor2vqCTjHIikjZae-4pzYxClWTrt-3-s1-pEiayw=s120-c-rp-mo-br100
            [6] => Andrew at FMD manages my parents super. His communication and attentiveness has been amazing. I would recommend the business, particularly Andrew, to anyone who was looking for a managed super portfolio.
        )

    [78] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqmBcKww5zljd9M39si30E5irdSUcCDzlul3LQGMqQN7YL0zdxiAUzHT1klWet7oyrVEpTuKVQ
            [1] => 29/08/2025 09:24:17
            [2] => 29/08/2025 09:24:17
            [3] => FIVE
            [4] => Judy de Haan
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjWhcNfaahCMsoSkN8c6ODQd2dMpFDvJgKyiWTW8tqccaoh9Tgw=s120-c-rp-mo-br100
            [6] => Andrew at FMD is an outstanding financial advisor. I can highly recommend him to anyone wanting expert Financial advice. He has been looking after me and my family for many years.
        )

    [79] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqlal9MeFed83a6EyfxIjUVte9LxEKwLDDVDcvP2h3e7gMCFcXxYzZaYaIAqxpnQKUI8NWJg
            [1] => 18/10/2022 23:52:48
            [2] => 18/10/2022 23:53:55
            [3] => FIVE
            [4] => Wayne Turner
            [5] => https://lh3.googleusercontent.com/a/AGNmyxZ3DYfRz9r6__n1lDUlJDJchaUhxqHSM0gO1lI9=s120-c-c0x00000000-cc-rp-mo-br100
            [6] => Great staff. Explain things that are easy to understand.
        )

    [80] => Array
        (
            [0] => accounts/104268559773834720586/locations/4877048681663873873/reviews/AbFvOqkWImEVQZMBv3t4fBWQNzrrFlrP2YquaGlgRfgXPPCMube0pavXtXfBmOpBwNRvStLGEfR1WA
            [1] => 03/09/2025 04:23:51
            [2] => 03/09/2025 04:23:51
            [3] => FIVE
            [4] => Stephen Weston
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjUJA-Cjp_6PiW3waaW_MysiNyP_k_QNlxh-1wz2sRywUHDzQVmR=s120-c-rp-mo-ba4-br100
            [6] => Would recommend Andrew Goh @ FMD FINANCIAL for advice on all money matters, he has been looking after my superannuation for a few years now and it’s still growing.
        )

)

Hatch Reviews

Array
(
    [0] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUNneGI3NWpnRRAB
            [1] => 02/05/2016 00:00:00
            [2] => 02/05/2016 00:00:00
            [3] => FIVE
            [4] => Rene Henderson
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIFnkhWReDG0RQbiv-JXANt9drzvKb6iuGq2FS3LrtrrEvzhw=s36-c-rp-mo-br100
            [6] => We've used Hatch Financial Services for the purchase of our homes'. Tim is always a fantastic source of information and support! Flexible, honest, helpful and there for their customers. Hatch has our recommendation.
        )

    [1] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUNBd1lIUXdBRRAB
            [1] => 02/05/2016 00:00:00
            [2] => 02/05/2016 00:00:00
            [3] => FIVE
            [4] => Romy Spicer
            [5] => https://lh3.googleusercontent.com/a/ACg8ocL9rrEnGi-XN6D8KwN9Z1N9gUCCwLT0cW5tKKEpEAjVwGyaIw=s36-c-rp-mo-br100
            [6] => From the get go, the advice and ongoing support I received from Tim and Hatch was outstanding. I have already referred friends and family and continue to pass on Tim's details to anyone who wants a genuine, honest broker to assist their financial needs.
        )

    [2] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUNRajhublNBEAE
            [1] => 03/05/2016 00:00:00
            [2] => 03/05/2016 00:00:00
            [3] => FIVE
            [4] => Russell Yin
            [5] => https://lh3.googleusercontent.com/a/ACg8ocKq_15ePaiQymZNIiQnLwuHuY2koqFFrAsJIF_q6HHv0_1kOw=s36-c-rp-mo-br100
            [6] => I have been absolutely thrilled with the service I have received from Hatch.  I had previously made some enquiries with my bank and was completely underwhelmed and left with more questions than answers then I discovered Hatch.  Hatch were light years ahead in level of service, knowledge and practical tips. Thanks Hatch
        )

    [3] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUNnMnJ2QnBBRRAB
            [1] => 03/05/2016 00:00:00
            [2] => 03/05/2016 00:00:00
            [3] => FIVE
            [4] => Boaz Gilboa
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjVXblxcyCGm26_6w7TRVap2TD65rswXHlzvQ416iJulgeKShLlG=s36-c-rp-mo-ba3-br100
            [6] => Hatch make the whole mortgage process painless. They did the hard work and from filling so that I didn't have to.I once went with someone other than Hatch, and really wished I hadn't.
        )

    [4] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSURneVotdzZnRRAB
            [1] => 01/12/2016 00:00:00
            [2] => 01/12/2016 00:00:00
            [3] => FIVE
            [4] => David Erikson
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjW3Wd6ktphWqMWk1nOY67YI1qNFyU7KKXle_qyxvtMhX0GFzio=s36-c-rp-mo-ba4-br100
            [6] => Great service and expertise.  They made it easy and provided certainty.  Thanks again.
        )

    [5] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSURRdGVmTlR3EAE
            [1] => 15/12/2017 00:00:00
            [2] => 15/12/2017 00:00:00
            [3] => FIVE
            [4] => Keith Chen
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjWNULdunBLQpZt9TsYm0KMkBa5XdZ_eSS9dgzuh6euyaoImRyjn=s36-c-rp-mo-ba6-br100
            [6] => I approached Tim recently to refinance my mortgage. We had a face-to-face meeting where he explained to me the process and gave me very helpful advice and tips on refinancing, as well as general financial tips. And because he took the time and initiative to understand me and my wife’s future plans, the options that Tim provided was well suited to our needs and plans. We dealt with Tim and Jimmy during the process; both of them were professional, friendly and accommodating. My wife and I are very pleased with the service provided by Tim and his team at Hatch, and we would not hesitate to recommend his services to others.
        )

    [6] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUNnak91ZjZ3RRAB
            [1] => 11/04/2018 00:00:00
            [2] => 11/04/2018 00:00:00
            [3] => FIVE
            [4] => Asieh Motazedian
            [5] => https://lh3.googleusercontent.com/a/ACg8ocImafLAgFQc2yYy681gCZZ94vBxbnpHi2uyYXtO9Ge30m7__A=s36-c-rp-mo-br100
            [6] => A wonderful professional team of experts that will make the entire process much easier and smoother. They always provided detailed information patiently and responded promptly to all enquiries. This is a team we highly recommend to anyone looking for a reliable and professional mortgage broker.
        )

    [7] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUNnMnF2NHBRRRAB
            [1] => 23/04/2018 00:00:00
            [2] => 23/04/2018 00:00:00
            [3] => FIVE
            [4] => Nenad Petrovic
            [5] => https://lh3.googleusercontent.com/a/ACg8ocI0405GQMPjTHlBModSSmxU_eEtXWON5o4TrkidxYVMujgm6w=s36-c-rp-mo-br100
            [6] => Hatch is a fantastic mortgage broker business and more. We will always recommend you to friends or anyone needing a broker. Thank you for going above and beyond your duty to assist us and for always being responsive.
        )

    [8] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUNvN3IzVEtnEAE
            [1] => 16/02/2019 00:00:00
            [2] => 16/02/2019 00:00:00
            [3] => FIVE
            [4] => James Revell
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjU9lbIWxfe5QHNQ5dmlh5kHlRsYM9X8zNkTiT96hsqKjWupxRrS=s36-c-rp-mo-br100
        )

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            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUM0enZEXzBnRRAB
            [1] => 06/06/2019 00:00:00
            [2] => 06/06/2019 00:00:00
            [3] => FIVE
            [4] => Chris Martini
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjVzb0SO5Zaq_JvomXeP6k1vMp6FaRmKFIfylc4L81YNzYbPVPk=s36-c-rp-mo-br100
        )

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            [1] => 14/06/2019 00:00:00
            [2] => 14/06/2019 00:00:00
            [3] => FIVE
            [4] => Alex Donald
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjUelvyeGoUALkLfvXAzlsM-l-FCjGKj_OZ0u_viUwQDYLDC8JdN=s36-c-rp-mo-ba2-br100
            [6] => Tim and everyone took fantastic care of us!
        )

    [11] => Array
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            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUMwNDhqNnBRRRAB
            [1] => 09/10/2019 00:00:00
            [2] => 09/10/2019 00:00:00
            [3] => FIVE
            [4] => Cara Wagner
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIId8Z5QRi6JetBXtdZ4PeHUypfoiDUsso2KD9B_aLHLzqpug=s36-c-rp-mo-br100
            [6] => Great service,  explained each step along the way and got us a great deal
        )

    [12] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUNNN2EzTjV3RRAB
            [1] => 01/12/2019 00:00:00
            [2] => 01/12/2019 00:00:00
            [3] => FIVE
            [4] => Jack A.
            [5] => https://lh3.googleusercontent.com/a/ACg8ocKogwkYVtuY9L5aSYr_lqEt2_neV5BAsR0NA_XWNOcY4ozNHQ1k=s36-c-rp-mo-br100
            [6] => Tim & Jimmy were an incredible help from start to finish during our loan application. Their knowledge and expertise made simple what was initially a very daunting experience. Can recommend.
        )

    [13] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUNNeTg2MTN3RRAB
            [1] => 05/12/2019 00:00:00
            [2] => 05/12/2019 00:00:00
            [3] => FIVE
            [4] => Craig Voice
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJpYZShcApBinOG1TWaEH9ZXlEs_2dJpXEO2dR5BM587JsQjg=s36-c-rp-mo-br100
            [6] => Tim and his team took all the stress away from obtaining the home loan. I will be happily recommending Tim and Hatch to friends and Family. Old school service.
        )

    [14] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSURNdUxqNVdBEAE
            [1] => 16/12/2019 00:00:00
            [2] => 16/12/2019 00:00:00
            [3] => FIVE
            [4] => Daniel Jones
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjUGJpTylHOWkrtx1REOjYZeR_wbZ9FdLSIRZkE66Zj2OofRkyRs=s36-c-rp-mo-ba3-br100
        )

    [15] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSURzOVp6R01REAE
            [1] => 09/03/2020 00:00:00
            [2] => 09/03/2020 00:00:00
            [3] => FIVE
            [4] => Jo Parker
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjVAfuFaVtTa0mcmvra0OGFxVDRYDf5JtzwpH9IpVF0-FpwwMrcR=s36-c-rp-mo-br100
            [6] => We have engaged Tim on three different occasions to help us with our various mortgages and always found the service outstanding and Tim highly personable. We have recommended Hatch to friends in the past and will continue to do so.
        )

    [16] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUNDLVBQa1RREAE
            [1] => 11/08/2020 00:00:00
            [2] => 11/08/2020 00:00:00
            [3] => FIVE
            [4] => Rachel Blance-Palmer
            [5] => https://lh3.googleusercontent.com/a/ACg8ocLFsV9HugNn2dzl7hK5OtMNNu7B_Dsd3v7nPXeVfgIoSvh7DQ=s36-c-rp-mo-br100
            [6] => I engaged the support of Tim and Jimmy during a very strange time, as COVID-19 was creating a lot of uncertainty, particularly in regard to peoples finances. Despite the impacts this had on the work that Tim and Jimmy do, they were still able to provide me with the support I needed to secure a very suitable loan to buy my first home! Their knowledge in choosing the right loan and completing that application was invaluable in finalising my purchase and I am not sure I would have been able to buy my first home without their support!
        )

    [17] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSURhbXItcHZnRRAB
            [1] => 19/08/2021 00:00:00
            [2] => 19/08/2021 00:00:00
            [3] => FIVE
            [4] => Tom Whale
            [5] => https://lh3.googleusercontent.com/a/ACg8ocKDKJXZlAlQl09zqyqwkT8bVgc3JMzucDWGUUKTUKl2RCjfhg=s36-c-rp-mo-br100
            [6] => Tim, Jimmy & the team at Hatch Financial service are fantastic to work with and I would highly recommend them to anyone.   My wife and I have use them 3 times now and every time they have been amazing to deal with and have really listen to what we needed.  Nothing has ever been to much trouble for them and they have always gone above and beyond for us.  Highly recommended!PositiveQuality, Professionalism
        )

    [18] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUM2eTlYTER3EAE
            [1] => 13/09/2021 00:00:00
            [2] => 13/09/2021 00:00:00
            [3] => FIVE
            [4] => Daniel Milder
            [5] => https://lh3.googleusercontent.com/a/ACg8ocKHPE7hcDRMaKuqhYuLy6eg-9NEK9loJ0cy7c3TWwvkoYXjPw=s36-c-rp-mo-br100
            [6] => I would recommend Tim and Hatch to friends and family.They provide excellent advise and helped find the best product for my circumstances.PositiveResponsiveness, Quality, Professionalism
        )

    [19] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUQ2cWItcHh3RRAB
            [1] => 04/10/2021 00:00:00
            [2] => 04/10/2021 00:00:00
            [3] => FIVE
            [4] => Wayne Avard
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjXT1y9F2Fl89B1V309ZGpWruoacEfUREpuZusK0ggRZfftmE20P=s36-c-rp-mo-br100
            [6] => Tim and the team at Hatch did an A1 job in securing finance for our new home. The team were always responsive and were able to navigate the approval process with precision. We would certainly use them again if the need ever arose. Thanks Hatch team!PositiveResponsiveness, Quality, Professionalism, Value
        )

    [20] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUQ2OWJPSk5BEAE
            [1] => 07/10/2021 00:00:00
            [2] => 07/10/2021 00:00:00
            [3] => FIVE
            [4] => Meredith Lee
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIicFLcRxhbVtLurbIexmTqOLdLDzAy6aCzlb1MvVGhHN_M-w=s36-c-rp-mo-br100
            [6] => Jimmy has been very helpful and responsive on the multiple occasions I've had him organise my finance. Positive: Professionalism
        )

    [21] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUNHcVBMME1nEAE
            [1] => 19/10/2021 00:00:00
            [2] => 19/10/2021 00:00:00
            [3] => FIVE
            [4] => Rob Marshall
            [5] => https://lh3.googleusercontent.com/a/ACg8ocKHGTkF9R4j_4SRMOSbiHRAjhVXkILLZPV1WE8u6VIV2Ii5qJMB=s36-c-rp-mo-br100
            [6] => Tim, Jimmy and the team at Hatch went above and beyond to help us buy our first home. We really couldn't have done it without them. Their knowledge and expertise took away so much of our stress, and allowed us to actually enjoy the experience of buying property. Thanks guys!!!PositiveResponsiveness, Quality, Professionalism, Value
        )

    [22] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUNtdU1lLWFREAE
            [1] => 18/12/2021 00:00:00
            [2] => 18/12/2021 00:00:00
            [3] => FIVE
            [4] => Donna Freeman
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjVLwuVqcnWhcH63S5qtzVgPfdPmbSL1YjT0ovo6MmdtYoE_AW8x0w=s36-c-rp-mo-br100
            [6] => Tim has been our broker for over ten years and in that time his service has always been exceptional. It’s exciting to see his business develop with the quality team he has put together. Anyone who is supported by Hatch Financial knows quality and dedication.
        )

    [23] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUNtMHBpQnp3RRAB
            [1] => 23/12/2021 00:00:00
            [2] => 23/12/2021 00:00:00
            [3] => FIVE
            [4] => Timothy Perri
            [5] => https://lh3.googleusercontent.com/a/ACg8ocLQtxEkO82Pj-tJ7UVySOfBmz6u6UhF0zqE7sqS-c_7_3MViA=s36-c-rp-mo-br100
            [6] => My partner and I have been clients with Hatch for a few years, and we recently re-financed our home loan with Jimmy who was excellent to deal with. Jimmy was very responsive and informative, and always happy to answer questions throughout the entire process. I would recommend them to anyone who is looking for a mortgage broker, as they work very hard at obtaining the best outcome for their clients.PositiveResponsiveness, Quality, Professionalism, Value
        )

    [24] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSURPOU1tVFhREAE
            [1] => 29/06/2022 00:00:00
            [2] => 29/06/2022 00:00:00
            [3] => FIVE
            [4] => Rolf
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjUt5l362uSw80fNoq3WXvWmwx9G1XKk2zJCD-cfxx7EITdEB4qyvg=s36-c-rp-mo-ba2-br100
            [6] => Tim saved us lots of money. His customer service is unbelievable. He proactively contacted us and reduced our rates without any costs. Can't get better than that.
        )

    [25] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSURPd2R6OGN3EAE
            [1] => 07/07/2022 00:00:00
            [2] => 07/07/2022 00:00:00
            [3] => FIVE
            [4] => Laura Somerville Mather
            [5] => https://lh3.googleusercontent.com/a/ACg8ocKvXqDSpwKhe97zwR5CtJMKv0UErRI3sQE9XMBghNb5H_RRUw=s36-c-rp-mo-br100
            [6] => Hatch helped us get a great mortgage 6 years ago and have checked in with us over the years and reviewed our loan to make sure our rate is competitive and best suits our needs. We have always been very impressed with their service, they go above and beyond!
        )

    [26] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUN1OWNmTVh3EAE
            [1] => 03/08/2022 00:00:00
            [2] => 03/08/2022 00:00:00
            [3] => FIVE
            [4] => Nicole Goodman
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjXuzqnyW4VpgW4cjJoX82HJq_roNA_4d_2kfw6hHeQzkj6N6PlH=s36-c-rp-mo-br100
            [6] => I recently purchased my first home and Hatch Financial Services were wonderful in guiding me along the process. Tim, Stella, Jimmy and Givane are all fantastic. Can't recommend Hatch more highly.
        )

    [27] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUNzalpMTURnEAE
            [1] => 22/08/2022 00:00:00
            [2] => 22/08/2022 00:00:00
            [3] => FIVE
            [4] => Michael Hyde
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjUqbSYXbzA1DyRCQ1yfRaqD-5O_1omb-7QY-vV5XxNohWp9Avs=s36-c-rp-mo-br100
            [6] => I'm not loyal to any bank. But I am loyal to my broker. I've been with Hatch for 15+ yrs and they have always gone above and beyond to look after me
        )

    [28] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUR1eGMtaHN3RRAB
            [1] => 25/08/2022 00:00:00
            [2] => 25/08/2022 00:00:00
            [3] => FIVE
            [4] => Craig Fermanis
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjUou9-1goUVW9UTmJR9A23aeChvj_7FGczwqQCxjZkiILfQtOo=s36-c-rp-mo-br100
            [6] => Tim Gasper and his team have assisted us with all of our financial matters since 2007.  His professionalism and expertise are quite incredible, and with our recent fairly complicated home loan adjustments he really went above and beyond.  I am always recommending Hatch Financial Services to friends and colleagues and I am more than happy to do so here too!
        )

    [29] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUR1NmZ1cmVREAE
            [1] => 29/08/2022 00:00:00
            [2] => 29/08/2022 00:00:00
            [3] => FIVE
            [4] => Arie Jacoby
            [5] => https://lh3.googleusercontent.com/a/ACg8ocLhbQwr1KAV6JDMOT0k_SKsm_ARyN0iFtCKTD8lqZIgfO-8Kg=s36-c-rp-mo-br100
            [6] => We have used Hatch for 2 mortgages now and I can't recommend them highly enough. Tim and his team are always efficient and professional, explain the options clearly and make the whole process of obtaining finance straightforward and stress-free. I wouldn't hesitate to use them again.
        )

    [30] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUNSdXRhYnZBRRAB
            [1] => 31/03/2023 00:00:00
            [2] => 31/03/2023 00:00:00
            [3] => FIVE
            [4] => Hannah Lewis
            [5] => https://lh3.googleusercontent.com/a/ACg8ocLPCNdxPrvBSjg9ZWw69nR-VWxrEGYsB52nI0v7jgPzR0T62Q=s36-c-rp-mo-br100
            [6] => Thank you for all of the hard work you guys did, I came into the process with no knowledge and you made it stress free and easy for me. I will always recommend you to my friends and family.
        )

    [31] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUN4aHJlLU1BEAE
            [1] => 16/05/2023 00:00:00
            [2] => 16/05/2023 00:00:00
            [3] => FIVE
            [4] => Robert Rudd
            [5] => https://lh3.googleusercontent.com/a/ACg8ocKKD5xb2OXyzt9_4F9375RaMglb9EoXblPRm1v-5R3kEep87g=s36-c-rp-mo-ba2-br100
            [6] => I have undertaken a number of loans with Tim from home purchases to refinancing.  I find his advice and understanding of the market fantastic.  Tim has also provided additional information regarding properties I was interested in as well.  This time around Tim has also been proactive in advising to refinance.
        )

    [32] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUN4dHZld1BBEAE
            [1] => 17/05/2023 00:00:00
            [2] => 17/05/2023 00:00:00
            [3] => FIVE
            [4] => James Rate
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjUKuh7rljwHtWBT5IYf2plHC8IXAPWRmaI_wpJ9qUEe81r9zaQ=s36-c-rp-mo-br100
            [6] => As a first-time buyer, Hatch took great care of me throughout the whole process, from the looking phase all the way to settlement. Tim, Stella and the rest of the team all went above and beyond to assist with any questions and concerns and made me feel at ease. Would highly recommend their services.
        )

    [33] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUR4N2FXQjJ3RRAB
            [1] => 13/06/2023 00:00:00
            [2] => 13/06/2023 00:00:00
            [3] => FIVE
            [4] => Grant Jeffrey
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjWGvLYNg8lVEirGODIBqzaEDG3g-yH3Us3RXCEoD1hQVvP2esE=s36-c-rp-mo-br100
            [6] => Wish everything could be this easy ...Tim and the team made what I thought would be a hard process so easy...right deal , easy process and on time what more can you say !
        )

    [34] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSURwcU5TY3ZnRRAB
            [1] => 15/08/2023 00:00:00
            [2] => 15/08/2023 00:00:00
            [3] => FIVE
            [4] => Asher Coleman
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjWQQY6DAv1lU16cnFXV__jbbx_H6Bmsq0A3OuEqah-kam91U6Ed=s36-c-rp-mo-br100
            [6] => Tim and the Hatch team really helped me and my fiance to understand the market and be able to make good financial decisions when buying our first home. And when there were difficulties in the process Hatch helped us to navigate and resolve those issues and make it to a happy settlement. Would highly recommend.
        )

    [35] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSURwcTVLUm13RRAB
            [1] => 29/08/2023 00:00:00
            [2] => 29/08/2023 00:00:00
            [3] => FIVE
            [4] => Alana Laura
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjXmzMfVxRRHDDazZlfcYi5_v5ON5KOdbhOXcjtdZOoezRfpLpQ=s36-c-rp-mo-br100
            [6] => Tim & his team worked hard to find us the best home loan possible. Tim always kept us in the loop and carefully guided us through all of the bank jargon. We were in great hands with Hatch Financial Services!
        )

    [36] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSURwMTdHekZBEAE
            [1] => 31/08/2023 00:00:00
            [2] => 31/08/2023 00:00:00
            [3] => FIVE
            [4] => Emilie Rochecouste
            [5] => https://lh3.googleusercontent.com/a/ACg8ocI1Dwy-Wd8NECJ5CWaqAYBV4vIlXvs4dmxPzsFf9WaMFwdX6g=s36-c-rp-mo-br100
            [6] => Very grateful for the Hatch team's strong expertise and proactive service. They've helped me feel confident when it comes to my mortgage and listened to my needs when making recommendations.
        )

    [37] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUQ2aFpHWFFBEAE
            [1] => 20/09/2023 00:00:00
            [2] => 20/09/2023 00:00:00
            [3] => FIVE
            [4] => Rod Morgan
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjWqdEH4-mFm6BgOBK4JgukZlwlvOMHG2FE9BUAyL_EE2x5pf_A=s36-c-rp-mo-br100
            [6] => I have been a client of Hatch for many years and always happy to return to have the team assist with our financial plans. Tim and his team are always very professional and provide exceptional service. I have no hesitation in recommending Hatch to anyone. I would specifically like to call out the service provided by Jimmy Wong. Over the years Jimmy has always ensured that he clearly understood our needs/requirements and set about meeting them where possible. His clear and regular communication keeps us informed and nothing ever seems to be too much for Jimmy. He most recently worked hard to satisfy our requirements and put up with my constant emails and I cannot say how much I appreciate it. Thanks again.
Positive: Responsiveness, Quality, Professionalism
        )

    [38] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUM1aHF2SVhREAE
            [1] => 13/10/2023 00:00:00
            [2] => 13/10/2023 00:00:00
            [3] => FIVE
            [4] => Matt Coghlan
            [5] => https://lh3.googleusercontent.com/a/ACg8ocLf7xt0egz2TvTrS2nAIpSL_oNF5sJfN170PRbtpIDIPovcvBU=s36-c-rp-mo-br100
            [6] => Tim and the team have been great to deal with, we asked them to look at our interest rate and they were able to secure a reduction in 2 hours!
        )

    [39] => Array
        (
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            [1] => 17/10/2023 00:00:00
            [2] => 17/10/2023 00:00:00
            [3] => FIVE
            [4] => Perveen Maan
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIXUMHsUQeA388S-AnB_dwLS0hifFX6Exy2yaR9zILmn-1Nc8I=s36-c-rp-mo-br100
            [6] => I could not rave more about Tim and the team at Hatch. They were so professional, efficient and communicated very well about the whole process. Would highly recommend!
        )

    [40] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUM1dDhYaFBREAE
            [1] => 17/10/2023 00:00:00
            [2] => 17/10/2023 00:00:00
            [3] => FIVE
            [4] => Marlene Liontis
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjW2XUbbVyPTjlYJVIqiWuwGmWKuisITHwCI0oFPv5_WHFRKReLj=s36-c-rp-mo-ba3-br100
            [6] => Tim is a legend  Knows his stuff. Very professional outfit.
        )

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            [1] => 18/10/2023 00:00:00
            [2] => 18/10/2023 00:00:00
            [3] => FIVE
            [4] => Hayley Vo
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJ03bGjAyoWu3xK5-ayr9WnXoX4qQvPkg-d5MssUEJl-SHkdA=s36-c-rp-mo-br100
        )

    [42] => Array
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            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUM1cjhDT1RBEAE
            [1] => 18/10/2023 00:00:00
            [2] => 18/10/2023 00:00:00
            [3] => FIVE
            [4] => Sandra Gallicchio
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjVmz3SW7IrXF65Yhw9tMlYyvkB9GhtZNlQmTd4aP48xWLdyT6UsWQ=s36-c-rp-mo-br100
            [6] => Tim is a genuinely caring individual who goes out of his way to help people. I would recommend him to anyone.
        )

    [43] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUQ1c01EeWlnRRAB
            [1] => 19/10/2023 00:00:00
            [2] => 19/10/2023 00:00:00
            [3] => FIVE
            [4] => CZ Z
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIndp1raH0uVbiPmNFbr_ySCP-glJhGY1Gf_8ZxQV2tTYMyIL4=s36-c-rp-mo-br100
            [6] => Tim helped us about 15 years ago with a loan not many were able to touch - single income, self employed and after we'd already jumped through too many hoops with the big banks who were still unable to help.  Tim took the stress away by walking us through the options available to us and then being a great advocate for us to get us an affordable mortgage. Still talk about his great service to this day - would happily recommend, especially for the self-employed.
        )

    [44] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUNGcnFEUVV3EAE
            [1] => 28/10/2023 00:00:00
            [2] => 28/10/2023 00:00:00
            [3] => FIVE
            [4] => Jake Bruder
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJIvqoVjRC9c5eMPJVifjLYJDO1h1ewS0_4CKqpJl69kmq5hA=s36-c-rp-mo-br100
            [6] => Tim and his team at Hatch Financial Services have always gone above and beyond for my partner and I throughout our home owner journey.They helped us secure the best loan they could for us when we bought and have since been in contact multiple times to ensure we are getting the best interest rate that we can get.Would recommend Hatch Financial Services to anyone!
        )

    [45] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUNGODZhMG1nRRAB
            [1] => 02/11/2023 00:00:00
            [2] => 02/11/2023 00:00:00
            [3] => FIVE
            [4] => Jamie M
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIlrwfniQIaz21qZC8rM0oAj89FVQFj2fKr7w7yqIS4oK3N3Q=s36-c-rp-mo-br100
            [6] => Tim and the crew at Hatch have been fantastic all the way through the home loan process. Easy and prompt to deal with, and proactive in reaching out to their clients when the economic climate is changing or when a review might be in order. I've recommended a number of people to Hatch and will continue to do so.
        )

    [46] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSURGaTlMT0hREAE
            [1] => 10/11/2023 00:00:00
            [2] => 10/11/2023 00:00:00
            [3] => FIVE
            [4] => Marc Xx
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIdPq2o4d2JmhpSSwIR7tzypTXtS_zVoMVvQTmQVX3DCR_v-Q=s36-c-rp-mo-br100
            [6] => Always helpful, always friendly, always get you the best current rates
        )

    [47] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUNpa3FIRVh3EAE
            [1] => 02/12/2023 00:00:00
            [2] => 02/12/2023 00:00:00
            [3] => FIVE
            [4] => Kieran Beck
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJcaDFgmLUKn12BsCR6tEI1K2vrNqmGvPygJx1Hg-IkTjyZMg=s36-c-rp-mo-br100
            [6] => Tim and the HATCH team were fantastic to work with during our property purchase. Their knowledge of the market, experience and thoroughness during all stages of the process was second to none. It made for a very seamless experience for us and we could not recommend the HATCH team more highly. Thanks again Tim and team! They've also remained attentive to the changing market conditions to ensure we've received the best rates possible, thanks again! 
Positive: Responsiveness, Quality, Professionalism, Value 
        )

    [48] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUNObS0zSmNREAE
            [1] => 18/01/2024 00:00:00
            [2] => 18/01/2024 00:00:00
            [3] => FIVE
            [4] => Katie Minchinton
            [5] => https://lh3.googleusercontent.com/a/ACg8ocKhshwpBR7bB6ocqDKehMfT8ddjgseUuIqkR4Md9i08X9it_A=s36-c-rp-mo-br100
            [6] => I wholeheartedly recommend the team at Hatch Financial Services, not only are they approachable, friendly and professional but once they have secured your loan at the very best terms available to them they will proactively follow up with clients and have renegotiated better rates with my current lender regularly.
        )

    [49] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUNkNkpqRHVnRRAB
            [1] => 11/02/2024 00:00:00
            [2] => 11/02/2024 00:00:00
            [3] => FIVE
            [4] => Laura
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIQVRRLA7yk6Vc0xjRdF7zrahph7Jb2dB7mSwRDHlBvyAsaTw=s36-c-rp-mo-ba2-br100
            [6] => We were referred to Tim and his team at Hatch by a friend and are so glad we proceeded with them. As first home buyers, we really valued the education and guidance from everyone at Hatch. We would be more than happy recommending friends and family to engage Hatch Financial Services.
        )

    [50] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSURkb09iQ1NREAE
            [1] => 20/02/2024 00:00:00
            [2] => 20/02/2024 00:00:00
            [3] => FIVE
            [4] => Laura Carosella
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJqPzwZ8y_h-faCSY_io4gBVN_736ytzqrecOevHLGcKvPsGQ=s64-c-rp-mo-br100
            [6] => Had such a great experience purchasing my first home using HATCH. I worked with Tim and Stella who were so great! They provided me with so much education, support, reassurance and made the experience so enjoyable and easy.They were so quick to get back to me with all of my questions and made sure that I understood everything - It made all the difference. They made a daunting experience so easy and exciting. Can't recommend them enough :)
        )

    [51] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSURENnViY0VnEAE
            [1] => 08/04/2024 00:00:00
            [2] => 08/04/2024 00:00:00
            [3] => FIVE
            [4] => Lindsay Skyner
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjV3c0ZuJJpRO-UMyw9dxhtO6vwD5Hmai_jYp0986jOWqecEFoVvSg=s36-c-rp-mo-br100
            [6] => Tim and Stella have provided me with fantastic and timely advice on buying my first home in Australia. I moved to Australia about a year ago from New Zealand and have not just had to get to know the different way things work to live here but also try and understand the logistics of house buying. Tim has vast knowledge in this area and I trust him to be able to assist with the process when I am ready to buy. Thanks Tim and Stella for all your help.
        )

    [52] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUREZ2M2QVBREAE
            [1] => 10/04/2024 00:00:00
            [2] => 10/04/2024 00:00:00
            [3] => FIVE
            [4] => Julie Anstice
            [5] => https://lh3.googleusercontent.com/a/ACg8ocI42TPKyD4xQZLhV_uV__MRdNzXxYSPiLF0h8f_SaT1sOHzQw=s36-c-rp-mo-br100
            [6] => We recently purchased an investment property with the help of Jimmy. We have a small business and it can be tricky to navigate lending. Jimmy went far a Beyond to help. He made it, an easy stress free process.
        )

    [53] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUREd2RiVlV3EAE
            [1] => 10/04/2024 00:00:00
            [2] => 10/04/2024 00:00:00
            [3] => FIVE
            [4] => Nicole Rechtman
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjWti0PsLHcrxTo7JTO87H7wMqMDB9cFUCmYLekZaumlSWZTizw=s36-c-rp-mo-br100
            [6] => Tim Gaspar & his team at Hatch are the best. Look no further when needing a mortgage broker. Nothing is too difficult for them. Always go above & beyond. An absolute pleasure to work with, thank you so much 🙏🙏
        )

    [54] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUNUbnRHUEN3EAE
            [1] => 15/05/2024 00:00:00
            [2] => 15/05/2024 00:00:00
            [3] => FIVE
            [4] => Jason Law
            [5] => https://lh3.googleusercontent.com/a/ACg8ocKQI8SSuCzv7okt2-utTwaXX9iQvbFtavNq896Cx2mms4TX1g=s36-c-rp-mo-br100
            [6] => Tim recently helped us with our mortgage applications and we cannot thank him enough for the help and patience he showed while walking us through the process for our first home.
        )

    [55] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUN6cmFhM3hRRRAB
            [1] => 04/06/2024 00:00:00
            [2] => 04/06/2024 00:00:00
            [3] => FIVE
            [4] => James Alvetro
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjVcd8swWeGwboIn0lRCACSHkxt9OaqMiRUhApkRquVUZPU6k-xQ=s64-c-rp-mo-br100
            [6] => I recently worked with Tim Gaspar from Hatch Financial Services to design a mortgage, and I couldn't be more pleased with the experience. From start to finish, Tim demonstrated exceptional professionalism and expertise.Tim took the time to truly listen to my needs, ensuring that every detail was taken into consideration. His analysis was thorough and insightful, showcasing his deep understanding of the financial landscape. What stood out the most was Tim's outstanding communication skills; he explained everything clearly and concisely, making the complex world of mortgages easy to understand.Moreover, Tim's patience throughout the process was commendable. He never rushed me, always taking the time to answer my questions and address any concerns I had. It was evident that Tim genuinely cared about finding the best solution for my financial situation.I highly recommend Tim Gaspar and Hatch Financial Services to anyone seeking reliable, personalized, and expert mortgage advice.
        )

    [56] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUNMdU5pMmtnRRAB
            [1] => 18/06/2024 00:00:00
            [2] => 18/06/2024 00:00:00
            [3] => FIVE
            [4] => Ann Clarkson
            [5] => https://lh3.googleusercontent.com/a/ACg8ocLg7WHa6mTf2zCsV_bMKbN6FJ7khmV6sNo3PC1-21SN3K-ONw=s36-c-rp-mo-br100
            [6] => I couldn't recommend Tim and his team more highly! Everyone is so professional, nothing is too much trouble, their service is outstanding. Thank you all so much for your help with my home loan, I really really appreciate all your work to get me across the line!
        )

    [57] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUNMa2J6eklnEAE
            [1] => 20/06/2024 00:00:00
            [2] => 20/06/2024 00:00:00
            [3] => FIVE
            [4] => Rachael Turner
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjWSqZoOvfyHnioWTmiVC1TMwMEAbVfk1IYUZA8vB0T_Mr_M1QE=s36-c-rp-mo-br100
            [6] => Tim was incredibly helpful and communicated well every step of the way, which was a great plus for me as a first home buyer! I recommend very highly!
        )

    [58] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUNuc3NPeTBRRRAB
            [1] => 22/09/2024 00:00:00
            [2] => 22/09/2024 00:00:00
            [3] => FIVE
            [4] => Niamh Lewis
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJLO2pNuwUMydDPHybyczd463jT9ENrILMVfjoZD6E8QlCd7w=s36-c-rp-mo-br100
        )

    [59] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSUNubnVtbXpRRRAB
            [1] => 29/09/2024 00:00:00
            [2] => 29/09/2024 00:00:00
            [3] => FIVE
            [4] => Yudi New
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJ9SgqSzcJlSIs0Pe4l10bO6twclW8yptw9pMQ9wvruNU9c9Q=s36-c-rp-mo-br100
            [6] => Hatch has always been responsive to our needs and come up with great solutions. Thank you Jimmy and Tim and team
        )

    [60] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUNQaXN5Z1V3EAE
            [1] => 24/11/2024 00:00:00
            [2] => 24/11/2024 00:00:00
            [3] => FIVE
            [4] => Aimee L
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJ3BYFSE9-zvPyyOfAns4Zee7nKlkr4qQwqMAv7LZEDOZoISg=s64-c-rp-mo-ba2-br100
            [6] => I could not recommend Tim and his team more. In the last month, Tim helped refinance our loan. He was so patient with us, providing a clear comparison of the loans on offer, including looking at the other products we wanted, such as a credit card and the net cost of the total package - he really went the extra mile to ensure we were comparing apples with apples.
        )

    [61] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUN2LXBxeUtREAE
            [1] => 08/12/2024 00:00:00
            [2] => 08/12/2024 00:00:00
            [3] => FIVE
            [4] => Chris Pike
            [5] => https://lh3.googleusercontent.com/a/ACg8ocJVd44EndAfKiejkp4lSgKMrKJlfH6nUXBovqIUsWEztAqgmg=s36-c-rp-mo-br100
            [6] => Having received honest, high integrity advice from Tim (and these days his extended team!) for 20 years across many occasions where we’ve obtained finance or just tested our rates I can highly recommend. First class operator.
        )

    [62] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSUR2MVBiUFZREAE
            [1] => 15/12/2024 00:00:00
            [2] => 15/12/2024 00:00:00
            [3] => FIVE
            [4] => Kerem Caglar
            [5] => https://lh3.googleusercontent.com/a/ACg8ocIeMpjIpYnUdbcohLn6OARSdXUSQUDI2Ps3sDkoad2iuXcUSw=s36-c-rp-mo-br100
        )

    [63] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnSURfX3VtV0NnEAE
            [1] => 26/01/2025 00:00:00
            [2] => 26/01/2025 00:00:00
            [3] => FIVE
            [4] => Jessica Turner
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjUqqoYh9BGRe1yRh1glboX1HqJBon6R-W8BvUYrE2_1d5Sh4Wdh=s64-c-rp-mo-br100
            [6] => I honestly can’t rate Tim and his team highly enough. Tim went above and beyond over months and months to help us with a complex construction home loan, as did his wonderful team member Abhi who stayed on the phone with me through settlement on the last working day of the year so we could get our loan over line before Christmas (and keep me calm), we will be forever grateful.
        )

    [64] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChZDSUhNMG9nS0VJQ0FnTUNJMnVMOVB3EAE
            [1] => 30/03/2025 00:00:00
            [2] => 30/03/2025 00:00:00
            [3] => FIVE
            [4] => Sarah Hyman
            [5] => https://lh3.googleusercontent.com/a/ACg8ocL3t-Jb-DqfWx7dIZT2_l6giXRXbRBf8UL_XoQKHl8u0KSODA=s36-c-rp-mo-br100
            [6] => Tim and his team were excellent and this was the smoothest settlement ever. A delight to deal with.
        )

    [65] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnTUNvbXZIdjNnRRAB
            [1] => 20/04/2025 00:00:00
            [2] => 20/04/2025 00:00:00
            [3] => FIVE
            [4] => Diane Gaddie
            [5] => https://lh3.googleusercontent.com/a/ACg8ocILF2cAbmEeZ6xi_rLeEEqVRBUjaGp_3q7SAJWWvf5UseKWug=s64-c-rp-mo-br100
            [6] => Highly recommend Tim and the team! Amazing service from start to end. A very short settlement and the team made it happen and guided us each step of the way.
        )

    [66] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/ChdDSUhNMG9nS0VJQ0FnSURweUk2ZjVnRRAB
            [1] => 04/05/2025 00:00:00
            [2] => 04/05/2025 00:00:00
            [3] => FIVE
            [4] => Ernie Schwartz
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjU7vgdbVC5nEh5im29apbMWmrSOoLa_zVGJo-CyDNLJZt-HGh4=s36-c-rp-mo-br100
            [6] => Tim and the team at Hatch are great to work with. They gain a thorough knowledge of your situation and your future intentions and put together the best package to meet those needs. They are pro-active, friendly and professional. Highly recommended.
        )

    [67] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/Ci9DQUlRQUNvZENodHljRjlvT2pWc1NqVlBZa0YyZVU5VlpHOUtkV05WTUY5MGIxRRAB
            [1] => 03/08/2025 00:00:00
            [2] => 03/08/2025 00:00:00
            [3] => FIVE
            [4] => G Wane
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjVBxKLj0Bj1MkHWSgAJxNpUdfFWdoBEnTlQNEODyVc0cSl6UDtY=s64-c-rp-mo-ba4-br100
            [6] => This is the second time I have used Hatch and Jimmy to buy a property, and everytime it seems to get easier.He finds the perfect product for you and let's you know how everything is progressing regularly.I couldn't ask for more.
        )

    [68] => Array
        (
            [0] => accounts/104268559773834720586/locations/16937003517614909613/reviews/Ci9DQUlRQUNvZENodHljRjlvT2s5TWNVdG5NSE5ZZUhCTFIwRm5aRmhsVTBabmVrRRAB
            [1] => 10/08/2025 00:00:00
            [2] => 10/08/2025 00:00:00
            [3] => FIVE
            [4] => Carlie Hanson
            [5] => https://lh3.googleusercontent.com/a-/ALV-UjU6Ox4GHsOPk-ae5Lo_P5jSvz1B2JSx29fWe2XPoixwhlTkdmkpSA=s64-c-rp-mo-ba4-br100
            [6] => We had such a great experience with Hatch, even as they were acquired by another larger company. They helped us every step of the way with our mortgage and we felt so secure knowing they were only a phone call away if we had questions. We would recommend them to anyone, especially first home buyers!
        )

)